Claiming tax credits

caz200209

Hi Ive been with my partner on and off. I feel pregnant last year and we were separated during that time. We got together briefly and applied for a mortgage on my property. Before we ended up going for appointment we separated again. He then purchased a house in his own name and we remained separated until after our daughter was born. He's been carrying out renovation work on his property which has ment it's not been suitable for our daughter to go there so on his dad's of is at mine. We are now back together but he has financially committed himself to his house etc. I have a son from previous relationship so I claim single for me and my two kids. He pays me maintenance for our daughter but nothing else. Though due to covid and no child care he stays at mine for the days I work to look after both children. I feel like I am doing something wrong. But it's not my fault he committed to another house and is ripping it apart it's barely livable. He is working towards being able to rent it out and move in with me until then all his money goes on his property. I know he can't financially provide for me and my children as he has his own outgoings but I just need reassurance I'm not doing anything wrong. Claiming single. He eats here with the kids while I work but that's it. Just looking for advice or reassurance if I was ever asked.

calcotti

If he normally lives elsewhere you are still a single claimant.

caz200209

calcotti said:

If he normally lives elsewhere you are still a single claimant.

What if he is at mine all of his days off ATM to look after the children for me to work as I have no childcare for either? My mum used to help but she's just had major surgery for cancer as is recovering so he's my only help I work between 3-4 days a week. It has to be a mine as he's renovating his house. He has no bills here etc and pays maintenance but nothing else x

Spoonie_Turtle

caz200209 said:

calcotti said:

If he normally lives elsewhere you are still a single claimant.

What if he is at mine all of his days off ATM to look after the children for me to work as I have no childcare for either? My mum used to help but she's just had major surgery for cancer as is recovering so he's my only help I work between 3-4 days a week. It has to be a mine as he's renovating his house. He has no bills here etc and pays maintenance but nothing else x

Does he live there? Yes or no. That's really the fundamental question.

sheramber

Does he stay overnight?

caz200209

Yes but not when he works. He also stays with his brother who is close to his work. I can start at 7am sometimes so he stays for me to go to work. He doesn't have a house key. He is planning on moving in by the end of the year but right now isn't in a financial position to help me and the children until he has sorted his house out to be able to rent it and move in with me. 

calcotti

As per my first reply it depends on where he is considered to normally live. From what you have said he is with you less than than half the week and is only staying over to help with childcare. In that case he is not normally living with you. Where does his post go?

If he does move in later in the year you will have to inform HMRC. This will end you Tax Credits claim. Depending on your joint circumstances you may be able to claim Universal Credit - but if he owns another property the equity in that is likely to exclude you from claiming UC.

caz200209

All post goes to his. Nothing at all is registered at my house. I just worry because he's put himself in this situation meaning all his time and money goes into his property meaning im left with the responsibility our the children and my house. I can't wait for him to finish his house so I can finally not stress. My worry has been he's ripped his house apart and has one room but he did all this while we were separated and has been on going for the past year. My eldest was in school and nursery prior lock down so he's only been here since I've been working since lock down. Before then he didn't have access to my house unless I was home. Thank you I fully understand we won't be intitled and tbh it's something I really look forward too. Thank you for the reassurance x