IMPORTANT: Please make sure your posts do not contain any personally identifiable information (both your own and that of others). When uploading images, please take care that you have redacted all personal information including number plates, reference numbers and QR codes (which may reveal vehicle information when scanned).
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

CCJ by Parking Eye removal advice

Options
edvas
edvas Posts: 13 Forumite
10 Posts
edited 18 August 2020 at 6:47PM in Parking tickets, fines & parking
Hello, I was looking for advice on CCJ removal and I think this is the best place to start at. 

Basically last year I stopped at restaurants parking lot for less than 15 min, and the only information being that have to pay for 8 hour stay, I assumed short stays are free of charge. Surprise surprise -  I got a letter from Parking Eye to pay £100 penalty for not paying for parking, which seemed too high and knowing that a lot of people just ignore it firvthe time being and if worst come to worst - you go to court you and defend your case or settle for a fine that both parties agree on without damaging your credit history; but a lot of time they just leave the matter be if you dont respond (silly me). So two more letters followed that and then it was silent for 6 months or so... 

And now, last week, I got a letter from Parking Eye issued on July 28th that a CCJ was issued against me and ruled by default that I must pay £197, if done within a month it can be removed from my file. So I ran a quick credit score check and it turns out the judgment was on 24th of March - nearly five months ago, which is ridiculous since I didn't have any information about it or a chance to defend my case or pay in time. 
So it comes to getting CCJ removed after 5 month period, I checked with Lender and Court services and they could do it for me for a fixed £499 fee, but with all the fees I'll need to pay on top it's seems quite high and I want to know if there is an easy way to get it done myself. I'm not naive to think I would win against them in court and could get all my fees covered, so probably the best way would be getting a ccj removal by consent. I haven't paid the fine yet, and don't have any phone or email adress to contact parking eye and discuss the matter. If anyone done this in a past please get me on the right track, how to approach then to get a consent sign and what forms and enquires I need to make.
«134

Comments

  • D3xt3r5L4b
    D3xt3r5L4b Posts: 1,852 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Why did you assume a short stay was free?

    Thats an error on your part and you now have to deal with the consequences, no?
  • You would be wise to go over and post this in the 'parking forum' they will be the best at advising you what action to take.
  • edvas
    edvas Posts: 13 Forumite
    10 Posts
    Why did you assume a short stay was free?

    Thats an error on your part and you now have to deal with the consequences, no?
    That's how usually is with supermarket and fast food joints, so I don't see why restaurant wouldn't offer free short stay for customers, unless a lot of people exploit it in the area. But that's irrelevant now, you have right - I'm looking for a best and cheapest way to deal with consequences.. Nothing wrong in that, right?
  • sourcrates
    sourcrates Posts: 31,516 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Moved to parking forum.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • nosferatu1001
    nosferatu1001 Posts: 12,961 Forumite
    10,000 Posts Third Anniversary Name Dropper
    So how come you missed two court letters, the claim form and the default judgement notice? That feels unlikely. Had you moved in between?

    dont pay someone to do the set aside for you. That's insane. 

    Newbies thread. Has full info on setasides. Read about 12 other ccj threads as well. Obvious searches are useful here 
  • D3xt3r5L4b
    D3xt3r5L4b Posts: 1,852 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    edvas said:
    Why did you assume a short stay was free?

    Thats an error on your part and you now have to deal with the consequences, no?
    That's how usually is with supermarket and fast food joints, so I don't see why restaurant wouldn't offer free short stay for customers, unless a lot of people exploit it in the area. But that's irrelevant now, you have right - I'm looking for a best and cheapest way to deal with consequences.. Nothing wrong in that, right?
    Because a restaurant car park isn’t a supermarket or fast food car park?

    You just made assumptions. 
  • edvas said:
    Why did you assume a short stay was free?

    Thats an error on your part and you now have to deal with the consequences, no?
    That's how usually is with supermarket and fast food joints, so I don't see why restaurant wouldn't offer free short stay for customers, unless a lot of people exploit it in the area. But that's irrelevant now, you have right - I'm looking for a best and cheapest way to deal with consequences.. Nothing wrong in that, right?
    Because a restaurant car park isn’t a supermarket or fast food car park?

    You just made assumptions
    As have you!

    Plenty of restaurants, supermarkets AND fast food outlets share the same car park, the fast food outlet near me DOES allow free short stays to collect food but many have been 'caught out' by parking just a few spaces outside of the poorly signed 'designated' area. 
  • edvas
    edvas Posts: 13 Forumite
    10 Posts
    So how come you missed two court letters, the claim form and the default judgement notice? That feels unlikely. Had you moved in between?

    dont pay someone to do the set aside for you. That's insane. 

    Newbies thread. Has full info on setasides. Read about 12 other ccj threads as well. Obvious searches are useful here 
    I moved in January, but my friend is living at the old address and would pass me the letters if any would come. There was one back in Jan or Feb (I think a third at a time as they send like 6+ until take a matters to court) asking to pay a fine and explaining legal actions they could take, but after that just silent for 6 months. It's highly unlikely they've been thrown away without my knowledge so I assume they didn't send any to begin with, but i have no idea why (corona virus and lockdown?). And now I got letter about successful ccj on me by default and asking to pay within a month to get it removed, but it's been 5 months since court ruling. Or they keep sending these reminders for months to come if debt is not settled?
  • KeithP
    KeithP Posts: 41,296 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Or they keep sending these reminders for months to come if debt is not settled?
    It can get worse than that. They can send bailiffs to seize property, including clamping your car, if they feel so inclined.

    You must deal with this.

    There is good guidance on set asides in the second post in the NEWBIES thread.
  • nosferatu1001
    nosferatu1001 Posts: 12,961 Forumite
    10,000 Posts Third Anniversary Name Dropper
    No, far more likely as it was before lockdown that the court claim was issued, that your unreliable mail was unreliable. 

    Have you started your reading yet?
    you have a short time to get this started. No delays. Get working. 
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.