Car traders insurance

pickledonionspaceraider

sweetsand
It is a shame you didn't get your facts straight BEFORE shouting about the other poster being a liar..on both parts of the forum.
Really uncool behaviour on your part.

k3lvc

sweetsand said:

ps = we have 4 cars at our address - VW R type, S class, Range Rover and 911 

williamgriffin said:

Some forums would call for a custard test. 

I wonder which one the Yaris was traded in for

sweetsand

bengalknights said:

sweetsand said:

Sorry, just remembered, so why do the guys are our various dealers put the plates on when the take the car out ofr a test drive?
Thanks

The plate is so you dont have to road tax the car.

Silly me but thanks and I've learnt a lot.
x

sweetsand

k3lvc said:

sweetsand said:

ps = we have 4 cars at our address - VW R type, S class, Range Rover and 911 

williamgriffin said:

Some forums would call for a custard test. 

I wonder which one the Yaris was traded in for

If it makes you feel better thinking that we had a car like that, then please remain happy as I know what we had and what we have and that is what counts. Hard work and prudent spending and saving does eventually pay of, trust me. But like I said, you are at your liberty to think what you want and I for one won't argue with comments like that.

Sandtree

Mercdriver said:

dacouch said:

When I used to sell these we ended up getting customers signing a declaration that they were genuine traders and they understood they would need to evidence this should there be a claim etc. We would still field phone calls from the police who had pulled them over and clocked they were not genuine motor traders.
Traffic Cops tend to be very informed on Insurance dodges and are fully aware of the requirements of motortrade policies. They generally make a point of checking until they are satisfied that anyone they stop under this type of policy is a genuine trader
If you're with a Home Insurer such as Chubb or Hiscox they offer fleet policies and the cover is exceptional. failing that look up Home Fleet Policies

Hiscox have stopped doing UK motor insurance - I used to be with them - they cited Brexit as a reason.  Chubb are still iin the game though.

Hiscox still list Motor as being available via their Private Client offering on their website... from memory you had to have a Hiscox 606 Home policy to be able to buy the Private Client Motor but the cover is very high (agreed value, drive any car fully comp, any driver on your own cars, life for like courtesy cars etc)

bigadaj

sweetsand said:

k3lvc said:

sweetsand said:

ps = we have 4 cars at our address - VW R type, S class, Range Rover and 911 

williamgriffin said:

Some forums would call for a custard test. 

I wonder which one the Yaris was traded in for

If it makes you feel better thinking that we had a car like that, then please remain happy as I know what we had and what we have and that is what counts. Hard work and prudent spending and saving does eventually pay of, trust me. But like I said, you are at your liberty to think what you want and I for one won't argue with comments like that.

whoosh....

Markneath

I had a tradex policy myself about 15-20 years ago, it was the cheapest way of driving a few cars legally and worked for me at the time. 

Mercdriver

Sandtree said:

Mercdriver said:

dacouch said:

When I used to sell these we ended up getting customers signing a declaration that they were genuine traders and they understood they would need to evidence this should there be a claim etc. We would still field phone calls from the police who had pulled them over and clocked they were not genuine motor traders.
Traffic Cops tend to be very informed on Insurance dodges and are fully aware of the requirements of motortrade policies. They generally make a point of checking until they are satisfied that anyone they stop under this type of policy is a genuine trader
If you're with a Home Insurer such as Chubb or Hiscox they offer fleet policies and the cover is exceptional. failing that look up Home Fleet Policies

Hiscox have stopped doing UK motor insurance - I used to be with them - they cited Brexit as a reason.  Chubb are still iin the game though.

Hiscox still list Motor as being available via their Private Client offering on their website... from memory you had to have a Hiscox 606 Home policy to be able to buy the Private Client Motor but the cover is very high (agreed value, drive any car fully comp, any driver on your own cars, life for like courtesy cars etc)

That's exactly what I had and what I have now with Chubb.  It's not cheap but the nature of what I do for a living means I am careful about having proper cover.  I had a letter the year before last from them saying they were withdrawing from the UK motor insurance market.  The only exclusion on any car fully comp is any car normally kept at the same address - hence I couldn't use it to drive my wife's car, the nature of what I do means that my wife's insurer declined to give a quotation to add me to her policy.  My E class was covered for more than I paid for it for the first few years and when someone shunted me on the M4 I was given an E Class from Europcar while my car was in the bodyshop.  

sweetsand

Markneath said:

I had a tradex policy myself about 15-20 years ago, it was the cheapest way of driving a few cars legally and worked for me at the time. 

Thank you for your honesty. May I ask if you was a trader or just palying the sytem? Looking up Google a trade policy, they check and need evidence see what you are buying and selling. Thanks in advance.

Mercdriver

Why are you so interested in trader policies? Seems to be a dark art.