Financial co-habitation conundrum

letsbetfair

If your partner needs the rent from you, it sounds like the two of you already aren't financially independent. This isn't necessarily a bad thing, but it does sound somewhat one-sided.
If you moved out to get your own place, could your partner get a lodger to pay what you have been paying in rent? If so, that might be one option - keeping the relationship going while living nearby. If you like living together, remortgaging with you both as owners (and a clear split of who owns what) seems a more obvious choice, though. Or you could start paying a very low rent/contribution to bills so you can build up savings for some security. If you're paying a fairly high rent while not getting a share of the property, though, fairly few people would want this as a long-term arrangement.

getmore4less

zoomone said:

Thrugelmir said:

Financially independent doesn't mean that you cannot have an unequal ownership of the existing property. Seems as if your partner is doing very well out of you paying rent which covers their mortgage. 

It was their property before I moved in. At first, there was talk of relocating together, but schools etc. meant that had to be put on hold.

Are the kids yours? 

hazyjo

zoomone said:

zoomone said:

hazyjo said:

Buy somewhere together equally. Whatever he puts as a deposit, he gets back (if there's enough) if you split and sell.

Would've thought you'd have quite a bit of spare cash unless you're contributing towards his mortgage?

Moving isn't an option, right now. Probably not for a few years yet.

Interesting gender-assumption, btw! ;-)

I'm female so tend to read it from a female POV. Absolutely f all to do with assumptions because of you moving in with your partner. If you're male, you're male.

I'm female in my case with my own house and my BF lives with me so please don't think I'm presuming it must be a woman trying to get a share of their partner's property. Not judgey but all.

I do usually try to say "they", but will beg forgiveness from the forum gods tonight for effing it up this time.

AskAsk

hazyjo said:

zoomone said:

zoomone said:

hazyjo said:

Buy somewhere together equally. Whatever he puts as a deposit, he gets back (if there's enough) if you split and sell.

Would've thought you'd have quite a bit of spare cash unless you're contributing towards his mortgage?

Moving isn't an option, right now. Probably not for a few years yet.

Interesting gender-assumption, btw! ;-)

I'm female so tend to read it from a female POV. Absolutely f all to do with assumptions because of you moving in with your partner. If you're male, you're male.

I'm female in my case with my own house and my BF lives with me so please don't think I'm presuming it must be a woman trying to get a share of their partner's property. Not judgey but all.

I do usually try to say "they", but will beg forgiveness from the forum gods tonight for effing it up this time.

i always assume everyone is male on a forum, unless there is evidence to the contrary