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Write off offer for car

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  • Sandtree
    Sandtree Posts: 10,628 Forumite
    10,000 Posts Fourth Anniversary Name Dropper
    Sandtree said
    OP isnt claiming from their insurance, therefore the TPI are obliged to offer indemnity alone to the OP which means if their car was in rough shape they dont have to offer them "good condition". 
    Perhaps I had misunderstood the original information provided. 
    It would then fall on the OP to prove otherwise? This is where insurance companies have the upper hand. 
    I dread for the day when we move across to driverless cars and insurance relating to them!
    Probably should get off my high horse given it was a thread hijacker who's brought up an old thread rather than the Original Poster.

    In a direct claim against the third party its for both sides to ultimately convince a judge over who is "correct", the majority of cases don't get that far but thats the consideration both sides have to give. 

    Driverless cars will present interesting challenges over who has liability especially when inevitably people will find ways to modify the software or replace key parts with generics etc and how that may impact liability. 
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