Mortgage with CCJ

Thrugelmir

FTB_society said:

the advisors said during the process, all the credit checks are okay with my case. but When I read all threads regarding mortgages with CCJ here, it seems to be  impossible to pass the first credit check with CCJ ?  so dont know what to believe and what to do ?

During the mortgage application process a search will be conducted on the Trust Registry. 
https://www.trustonline.org.uk/?gclid=Cj0KCQjwsuP5BRCoARIsAPtX_wFTPOQFZS7F_iX4zMXlYWwL2ztPbaJXOhksu8A1-VdjbFQ8UGVcJ2caArgWEALw_wcB

917700

There is another category in MSE forum.   You can get more help regarding to CCJ set aside

onthemend88

FTB_society said:

it  was registered last year(2019) .. not sure I have a strong evidence, but I can at least pay it all. 
it looks like that I better give up the application to ybs for now ? 

When in 2019 and how much is it for? 

There are mortgage companies that will accept you with a CCJ but you need to go and see a mortgage broker to discuss your options. Don’t give up hope just yet. 

520d2012

Was the CCJ registered by a bank or mobile phone company?
How much was it for?
No point in hiding it - but you need to truthfully answer the question about previous bad debt

Thrugelmir

917700 said:

There is another category in MSE forum.   You can get more help regarding to CCJ set aside

A lot of false hope is raised far too often.