PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Advice needed for new house purchase - problems after purchase

Options
2»

Comments

  • bucksbloke
    bucksbloke Posts: 439 Forumite
    100 Posts First Anniversary Name Dropper
    You have no come back on the seller at all. They don't have to tell you anything but they cannot tell you any lies.

  • Angela_D_3
    Angela_D_3 Posts: 1,071 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    You have no come back on the seller at all. They don't have to tell you anything but they cannot tell you any lies.

    I think we all know they can and do 
  • greatcrested
    greatcrested Posts: 5,925 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    AdrianC said:
    Was that hole in the roof visible from ground level? What did the survey say - EXACTLY - including any caveats?
    What did the survey say about the extension - EXACTLY?

    You have no comeback against the builders of the extension or the local authority's BR sign-off.
    You might or might not have some comeback against your surveyor's professional indemnity.
    Adrian asked clearly for the exact wording in the survey.
    As others have said, you have no claim against the earlier builders, or the local authority, so if you have a claim it will be against the surveyor. Hence the need to know EXACTLY what the survey said before anyone here can advise whether a claim is worth making.

  • greatcrested
    greatcrested Posts: 5,925 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 17 August 2020 at 11:33AM
    MalMonroe said:
    The vendor bareface lied to you - "the vendor reassured us that the damp was due to the age of the property and had never caused them any issues". 

    Damp is ALWAYS an issue and needs dealing with as soon as it's spotted. ............

    Don't you have any building insurance that can cover this work?  I thought all property owners had to have buildings insurance. .......
    In future, if you ever hear the word 'damp' in connection with any property, run - run for the hills!!  Don't just say, 'okay we'll buy it'. 
    What!!!??
    Well, presumaby the vendors had been living there for some time, and had been content to put up with whatever damp existed. Either they were unaware of it, or accepted it ("never caused us any issues").
    No, property owners do not all have to have buildings insurance. It is entirely optional unless a mortgage lender (if there is one) requires it.
    No, building insurance, if it exists, would not pay out for property maintenance like this, so will be of no help here.
    'Damp' covers a multitude of possibilities, many (most?) relatively minor, a few major. Advising buyers to 'run for the hills' at mention of the word is scare-mongering, unhelpful and irresponsible. Indeed given the frequency with which surveyors mention damp following inadequate tests with unreliable so-called 'damp meters', buyers would end up repeatedly paying for surveys on house after house before ever getting to Exchange!
    As an example, a blocked and overflowing gutter can cause damp in the external wall of an upstairs room. Ten minutes spent up a ladder clearing the leaves from the gutter cures the cause and within a couple of weeks the wall will dry out.

Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.