G pay & Halifax Bank

Badwolf74

Hi, I'm struggling to understand why the Halifax bank allow limitless amounts mobile payments with Apple Pay but not G Pay. I had a IPhone for years and used Apple Pay all the time and was confident that it would always work well over the then £30 contactless limit sometimes making payments well over £200 with my iPhone. I then moved to Android and researched G Pay. I was confident that G pay would be the same but alas not Halifax see it fit to limit G pay users to £45 but allow Apple Pay limitless payments. Typical example my wife has Apple Pay and we had a lunch bill for £60 I tried to pay with GPay on our joint debit card but it got declined my wife then paid with Apple Pay and hay presto it went through same account/card. Very frustrating and not fare in the current times when contactless payments are more widely and safely accepted.

debitcardmayhem

Gave you tried with the Halifax mobile app ? I don't bank with hfx now but barclays doesn't work with gpay

Badwolf74

Halifax do support GPay but only up to £45, on the other hand it's limited with Apple Pay. The reason I feel strongly about this is I suffer from Crohn's Disease, and although not shielding I'm slightly more vunrable to catching viruses and in the current covid 19 situation I would like to limit the amount of times I touch things while out shopping, ie chip & pin card readers in supermarkets. Mobile payments allow me to do that except when I want to use my Halifax debit card. I just think Halifax should have the same policy with GPay users as it does with Apple Pay user's.

RumRat

There are no Google pay limits....The limits are imposed by the individual retailers. I believe Tesco is rolling out a max of £250 for all phone payments.

KeithP

Badwolf74 said:

I just think Halifax should have the same policy with GPay users as it does with Apple Pay user's.

Hardly a technical issue is it? At least, not one resolvable on this board.

Have you tried the Banking Board?

Have you considered asking Halifax to change their service?

flashg67

'I would like to limit the amount of times I touch things while out shopping, ie chip & pin card readers in supermarkets'
But sn't contactless, erm, contactless whether using a phone or a card?

AstonSmith

flashg67 said:

'I would like to limit the amount of times I touch things while out shopping, ie chip & pin card readers in supermarkets'
But isn't contactless, erm, contactless whether using a phone or a card?

Not for amounts above £45 when using a card - you'd have to insert it into the reader and touch the PIN pad. Phones support higher amounts contactlessly, unless it's Halifax via Google Pay, apparently.