We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
What to do when interest free period ends on CC?

Chrisr183
Posts: 1 Newbie
in Credit cards
My credit card has an interest-free period which ends in October. I'm unsure what the best action to take is after this point.
Should I close that credit card account completely before applying for a different card elsewhere?
What if the same bank is offering a different card now, with a different offer, can I just ask them to switch me over?
Thanks!
C.
Should I close that credit card account completely before applying for a different card elsewhere?
What if the same bank is offering a different card now, with a different offer, can I just ask them to switch me over?
Thanks!
C.
0
Comments
-
You can only close the account if the balance is zero. But even if it is, only close it if you have several others in place and then not until you have your new card.
Check with your current lender if you can apply for a new customer offer. It's unlikely.0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards