Ccj how/can mine be set aside

[Deleted User]

D3xt3r5L4b said:

Deleted_User said:

waamo said:

Your best bet is a set aside with consent. That means you contact who you owe and offer to pay what you owe if they agree to consent to a set aside. You will also have to make it clear to them you will pay all the fees for this.

The court fees for this are £100 compared to £255 for a contested set aside. The other beauty of a set aside with consent is that they are usually rubber stamped by the court whereas a contested one needs a decent defence as well. 

Your first stage, therefore, is to see if the creditor will go for it. Many do as it's guaranteed money in the bank for very little effort.

Sorry for jumping in, but is there much success with this method?

I owe TM Legal on a CCJ, I have the money to clear it in one go and definitely would be interested in paying the frees for a consented set aside if they were likely to accept. I'm going to email them today. 

What type of debt is it?

Loan debt.

waamo

It very much depends on the company it's totally up to them. Sometimes you can sell it by pointing out it guarantees they get paid with no chasing and they are getting all admin fees paid.

If you have good grounds for a set aside then it can potentially save them a fair whack both in money terms and time and effort to agree.

I guess it's all about how you sell it to them.

D3xt3r5L4b

Deleted_User said:

D3xt3r5L4b said:

Deleted_User said:

waamo said:

Your best bet is a set aside with consent. That means you contact who you owe and offer to pay what you owe if they agree to consent to a set aside. You will also have to make it clear to them you will pay all the fees for this.

The court fees for this are £100 compared to £255 for a contested set aside. The other beauty of a set aside with consent is that they are usually rubber stamped by the court whereas a contested one needs a decent defence as well. 

Your first stage, therefore, is to see if the creditor will go for it. Many do as it's guaranteed money in the bank for very little effort.

Sorry for jumping in, but is there much success with this method?

I owe TM Legal on a CCJ, I have the money to clear it in one go and definitely would be interested in paying the frees for a consented set aside if they were likely to accept. I'm going to email them today. 

What type of debt is it?

Loan debt.

And what’s your grounds/case for a legitimate set-aside,

[Deleted User]

waamo said:

It very much depends on the company it's totally up to them. Sometimes you can sell it by pointing out it guarantees they get paid with no chasing and they are getting all admin fees paid.

If you have good grounds for a set aside then it can potentially save them a fair whack both in money terms and time and effort to agree.

I guess it's all about how you sell it to them.

Thanks, I'll try and sell it to them that I will pay it all off in one go and pay the fees for the set aside.

[Deleted User]

D3xt3r5L4b said:

Deleted_User said:

D3xt3r5L4b said:

Deleted_User said:

waamo said:

Your best bet is a set aside with consent. That means you contact who you owe and offer to pay what you owe if they agree to consent to a set aside. You will also have to make it clear to them you will pay all the fees for this.

The court fees for this are £100 compared to £255 for a contested set aside. The other beauty of a set aside with consent is that they are usually rubber stamped by the court whereas a contested one needs a decent defence as well. 

Your first stage, therefore, is to see if the creditor will go for it. Many do as it's guaranteed money in the bank for very little effort.

Sorry for jumping in, but is there much success with this method?

I owe TM Legal on a CCJ, I have the money to clear it in one go and definitely would be interested in paying the frees for a consented set aside if they were likely to accept. I'm going to email them today. 

What type of debt is it?

Loan debt.

And what’s your grounds/case for a legitimate set-aside,

That I had no money to service the debt which lead to the CCJ...? How else.

D3xt3r5L4b

Deleted_User said:

D3xt3r5L4b said:

Deleted_User said:

D3xt3r5L4b said:

Deleted_User said:

waamo said:

Your best bet is a set aside with consent. That means you contact who you owe and offer to pay what you owe if they agree to consent to a set aside. You will also have to make it clear to them you will pay all the fees for this.

The court fees for this are £100 compared to £255 for a contested set aside. The other beauty of a set aside with consent is that they are usually rubber stamped by the court whereas a contested one needs a decent defence as well. 

Your first stage, therefore, is to see if the creditor will go for it. Many do as it's guaranteed money in the bank for very little effort.

Sorry for jumping in, but is there much success with this method?

I owe TM Legal on a CCJ, I have the money to clear it in one go and definitely would be interested in paying the frees for a consented set aside if they were likely to accept. I'm going to email them today. 

What type of debt is it?

Loan debt.

And what’s your grounds/case for a legitimate set-aside,

That I had no money to service the debt which lead to the CCJ...? How else.

That’s not grounds for a set-aside.

sourcrates

D3xt3r5L4b said:

And what’s your grounds/case for a legitimate set-aside,

That I had no money to service the debt which lead to the CCJ...? How else.

That’s not grounds for a set-aside.

If the company agree to the set aside by consent the OP won`t need a defence like they would in a standard set aside application.

Its by no means a sure thing, but will more than likely just be a rubber stamping excercise.