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Poor credit rating and surprise CCJ!
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Glad to hear you're living in Spain legally and are not an illegal immigrant. One of the reasons Lowell has got a bad name is because people don't like finding that they have a ccj when they ignore debts. Even if you consider them to be low lifes, you still went abroad leaving unsettled debts.I came into this world with nothing and I've got most of it left.0
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