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IVA Company?

Hi - I hope everyone is well.
I have been doing some research and spoken to 'the IVA Advisors' and come to realise that an IVA is the best option to manage my debts.
Just wondering if anyone has had any experience with 'the IVA Advisors' or can recommend anyone else to arrange it through - or does it really not matter too much?
Thanks in advance for your advice

Comments

  • mhendel86 said:
    Hi - I hope everyone is well.
    I have been doing some research and spoken to 'the IVA Advisors' and come to realise that an IVA is the best option to manage my debts.
    Just wondering if anyone has had any experience with 'the IVA Advisors' or can recommend anyone else to arrange it through - or does it really not matter too much?
    Thanks in advance for your advice
    Hi Have you spoken to one of the debt charities to see what they advise?
    If you go down to the woods today you better not go alone.
  • mhendel86
    mhendel86 Posts: 13 Forumite
    Fourth Anniversary 10 Posts Combo Breaker
    mhendel86 said:
    Hi - I hope everyone is well.
    I have been doing some research and spoken to 'the IVA Advisors' and come to realise that an IVA is the best option to manage my debts.
    Just wondering if anyone has had any experience with 'the IVA Advisors' or can recommend anyone else to arrange it through - or does it really not matter too much?
    Thanks in advance for your advice
    Hi Have you spoken to one of the debt charities to see what they advise?
    No, I haven't actually.... stepchange? 
  • Yes Stepchange, National Debt Line, etc.
    Don't rush into an IVA until you are sure it is the best plan for you.
    If you go down to the woods today you better not go alone.
  • fatbelly
    fatbelly Posts: 21,799 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    If you talk to an organisation who call themselves 'The IVA advisers' what do you expect them to advise?
    Talk to someone who does not have a product to sell you: National Debtline.
    I googled The IVA advisers. They are IVA lead generators AGW DIGITAL LTD based at M15 4UP

  • mhendel86
    mhendel86 Posts: 13 Forumite
    Fourth Anniversary 10 Posts Combo Breaker
    fatbelly said:
    If you talk to an organisation who call themselves 'The IVA advisers' what do you expect them to advise?
    Talk to someone who does not have a product to sell you: National Debtline.
    I googled The IVA advisers. They are IVA lead generators AGW DIGITAL LTD based at M15 4UP

    Thanks for your comment. Yes, I quickly realised they were in sales mode during the call and the chase ups the next day! I've made contact with stepchange, so we'll see how it progresses.
  • sourcrates
    sourcrates Posts: 30,241 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Out of interest how much is your debt, are you a homeowner ?
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • mhendel86
    mhendel86 Posts: 13 Forumite
    Fourth Anniversary 10 Posts Combo Breaker
    Out of interest how much is your debt, are you a homeowner ?
    £80k (say it quick) - for a lot of genuine reasons. And yes a homeowner.
  • sourcrates
    sourcrates Posts: 30,241 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Best to use a firm recommended by stepchange, there are a lot of cowboys out there.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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