Kensington Mortgages - Credit Agency

Nellie91_2

Hi,

Myself and my husband are looking into a mortgage at the end of this year beginning of next year. We are first time buyers. My husband has a less than perfect credit score with some defaults he is currently clearing. The broker we have sought advice from has said they will do a DIP with Kensington Mortgages when my husbands defaults are over 2 years old as we will fit their criteria. Hence the few months of waiting. I was just wondering what agency Kensington use to credit score? We’ve got up to date reports for both of us but know some lenders use different agencies.

[Deleted User]

You're better off posting on the mortgages board.

sambaird

Or perhaps calling Kensington Or your broker and asking directly?

D3xt3r5L4b

Lenders don’t see the scores you see so don’t get hung up on them