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Fees for joint pay out?

I have received a chq of £4753 for ppi claim and am awaiting tfor them to get back to me for their fee. They have kept half of £9507 as the original loan was in joint name with my ex wife. I filled in and signed the claim and have contacted them to give her address but due to data they couldnt note it. I have informed my ex and sent copy of my letter to her informing her to get in touch with the solicitors. Will she have to pay a fee on her £4753 as I alone signed the consent form of research not her or will I have to pay 50% out of my share?
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Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    You'll pay the fee for the full amount.
  • So out of my £4753 I have to pay £2280 and she pays nothing...That doesn't seem fair.
  • dunstonh
    dunstonh Posts: 119,905 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
     I have informed my ex and sent copy of my letter to her informing her to get in touch with the solicitors. Will she have to pay a fee on her £4753 as I alone signed the consent form of research not her or will I have to pay 50% out of my share?

    Typically, you would be paying the whole fee as you are the one to employ them.   Your ex wife didnt employ anyone to use the free of charge complaints process.  However, some CMCs will take a view as a goodwill gesture.  Most wont.

    So out of my £4753 I have to pay £2280 and she pays nothing...That doesn't seem fair.

    it wouldn't be fair for your ex wife to pay the fee either.     

    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • -taff
    -taff Posts: 15,383 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You could have complained for free and received the whole amount of your share.
    Non me fac calcitrare tuum culi
  • Takmon
    Takmon Posts: 1,738 Forumite
    1,000 Posts Second Anniversary Name Dropper
    ceebeeman said:
    So out of my £4753 I have to pay £2280 and she pays nothing...That doesn't seem fair.
    Well then you shouldn't have used the services of a CMC company if you didn't want to pay a fee. It wouldn't be fair for your ex wife to have to pay a massive fee due to your mistake.
  • Unlike everyone on here I do not have the benefit of hindsight. I have managed to get through to Claims guys and my ex does not have to pay anything as she never signed anything. I am quite happy to pay (for my mistake) my agreed costs and have brownie points from my ex, which dont normally carry over after 24 hrs but happy days!
  • Takmon
    Takmon Posts: 1,738 Forumite
    1,000 Posts Second Anniversary Name Dropper
    ceebeeman said:
    Unlike everyone on here I do not have the benefit of hindsight. I have managed to get through to Claims guys and my ex does not have to pay anything as she never signed anything. I am quite happy to pay (for my mistake) my agreed costs and have brownie points from my ex, which dont normally carry over after 24 hrs but happy days!
    Hindsight is when you are unable to understand a situation until after it has happened. 
    In you case you had documents from them stating how much their fees were going to be before you agreed to them and plenty of information online about how you could make the complaint yourself for free direct with the financial organisation for free. The fact that you didn't do a quick google search before commuting to pay massive fees has nothing to do with hindsight it's just you jumping into something without doing basic research first. 
    But anyway a good (but expensive) lesson learned for you to research decisions before making them. 
  • dunstonh
    dunstonh Posts: 119,905 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Unlike everyone on here I do not have the benefit of hindsight.

    You did have the benefit of foresight though.

    1 - you were told the fee up front

    2 - you were told you could do it yourself for free.


    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • I've  had this issue in January. I  was told I  pay the fees for my share only and they will contact the ex themselves to give them their share. Whether they paid any fee I have no idea.
  • dunstonh
    dunstonh Posts: 119,905 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I've  had this issue in January. I  was told I  pay the fees for my share only and they will contact the ex themselves to give them their share. Whether they paid any fee I have no idea.
    They have no contract with the other party and asking that person to pay could be considered fraud (using ministry of justice wording about billing when you have no right to bill)
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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