Single parent - universal credit @ university help

Kristykake2000

So should I start my claim prior to getting my wages from my old job ? Or wait til it’s been paid then claim ? 

I appreciate all the help here - thank you

calcotti

If you claim UC on 27th October then your AP will run from 27th of month to 26th month. I guess that as you will already have started the course UC will have to include a notional AP in order to apportion the loan.
So 27th Aug to 26th Sept would include the start date of 25th Sept.
27th Sept to 26th Oct
27th Oct to 26th Nov
27th Nov to 26th Dec
27th Dec to 26th Jan
27th Jan to 26th Feb
27th Feb to 26th March
27th Mach to 26th April
27th April to 26th May
27th May to 26th June includes the end date of 15th June so is excluded
Loan therefore appears to fall to be apportioned over 9 months. (If your AP started a few days earlier the loan would, I think, be apportioned to 8 months.)

calcotti

poppy12345 said:

Kristykake2000 said:

I will be quitting work in September and I’ll get my last pay from them on 26th October. So my assessment period would start on 27th October ? 

No, your assessment period starts on the date you first started your claim for UC and lasts for 30 days each month.

Sorry to quibble but the length of the AP depends on the number of days in the month so varies between 28 and 31 days.

calcotti

Kristykake2000 said:

So should I start my claim prior to getting my wages from my old job ? Or wait til it’s been paid then claim ? 

I appreciate all the help here - thank you

Any wages received within an AP will be taken into account. The first £512 are ignored (because you have a child and are not claiming help with rent), above this 63% of the earnings are deducted from the UC payable.
How much are you earning?

Kristykake2000

Kristykake2000 said:

I gave both of them the exact same details. None of the two companies mentioned a council tax reduction.
i have less than 6k savings. 

It’s literally so confusing. 

So it’s 410 + 235 = £645.
Then minus £590.40 (£6597 - £693books = 590.40). 5904 / 10 (months) = £590.40

So I’d get 645 - 590.40 = £54.60 per month

Or 9 months: 
5904 / 9 (months) = £656
So I’d get 645 - 656 = 0 basically

Have I worked that out correctly ? 

So just going back to this, would it work out as me getting £0? 

Kristykake2000

calcotti said:

Kristykake2000 said:

So should I start my claim prior to getting my wages from my old job ? Or wait til it’s been paid then claim ? 

I appreciate all the help here - thank you

Any wages received within an AP will be taken into account. The first £512 are ignored (because you have a child and are not claiming help with rent), above this 63% of the earnings are deducted from the UC payable.
How much are you earning?

I won’t be earning anything as I will be full time uni. The only income I’d get would be the maintenance loan and the parents learning allowance 

calcotti

Once you are a student, if there are no other adults living with you you will not be liable to pay Council Tax. You will need to provide evidence of your student status to your local authority.

Kristykake2000

calcotti said:

Once you are a student, if there are no other adults living with you you will not be liable to pay Council Tax. You will need to provide evidence of your student status to your local authority.

This is good news  

calcotti

Kristykake2000 said:

Kristykake2000 said:

I gave both of them the exact same details. None of the two companies mentioned a council tax reduction.
i have less than 6k savings. 

It’s literally so confusing. 

So it’s 410 + 235 = £645.
Then minus £590.40 (£6597 - £693books = 590.40). 5904 / 10 (months) = £590.40

So I’d get 645 - 590.40 = £54.60 per month

Or 9 months: 
5904 / 9 (months) = £656
So I’d get 645 - 656 = 0 basically

Have I worked that out correctly ? 

So just going back to this, would it work out as me getting £0? 

Based on the numbers that looks likely.

calcotti

Kristykake2000 said:

calcotti said:

Kristykake2000 said:

So should I start my claim prior to getting my wages from my old job ? Or wait til it’s been paid then claim ? 

I appreciate all the help here - thank you

Any wages received within an AP will be taken into account. The first £512 are ignored (because you have a child and are not claiming help with rent), above this 63% of the earnings are deducted from the UC payable.
How much are you earning?

I won’t be earning anything as I will be full time uni. The only income I’d get would be the maintenance loan and the parents learning allowance 

I meant how much are you earning now. I was trying to work out if it is worth you claiming UC now. If you earn less than £1500/month you would have some UC entitlement (assuming no other income and no savings over £6000).