House with subsidence but no Insurance

pollypenny

That's interesting. We had a crack, found to have been caused by a drain problem, which itself was caused by a willow planted too close.  There was no underlpinning, but a sort of bar put in and the drain repaired and raised. It cost us £700+ in 2008. 

There was no mention of a grade. I suppose it's too late to find out now. 

Hope things are sorted for you OP. 

dunstonh

pollypenny said:

That's interesting. We had a crack, found to have been caused by a drain problem, which itself was caused by a willow planted too close.  There was no underlining, but a sort of bar put in and the drain repaired and raised. It cost us £700+ in 2008. 

There was no mention of a grade. I suppose it's too late to find out now. 

Hope things are sorted for you OP. 

The grading is used by structural engineers in reports.  So, if one visited to give a report to the insurer, they would have given a description and grade to them.

pollypenny

dunstonh said:

pollypenny said:

That's interesting. We had a crack, found to have been caused by a drain problem, which itself was caused by a willow planted too close.  There was no underlining, but a sort of bar put in and the drain repaired and raised. It cost us £700+ in 2008. 

There was no mention of a grade. I suppose it's too late to find out now. 

Hope things are sorted for you OP. 

The grading is used by structural engineers in reports.  So, if one visited to give a report to the insurer, they would have given a description and grade to them.

Thanks.  It was the insurance company survey who called. He did reassure us that it was nothing to worry about, so I suppose it would be a low grade. No problem since and it's 12 years now.