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reduced amount if pay off ccj "early"?
badger555
Posts: 31 Forumite
I have been paying a ccj off for nearly 5 years now and I still have around £1300 to pay off a original amount of around 2k,total amount was approx £3700 which included 2 enforcement fees,charges and interest etc to the debt agency
If i rang them and said I have say £500/600 i could get off a family member for an early reduced settlement(like i have done with a credit card in the past) are they likely to agree to it?or is a ccj a different going on?
If i rang them and said I have say £500/600 i could get off a family member for an early reduced settlement(like i have done with a credit card in the past) are they likely to agree to it?or is a ccj a different going on?
0
Comments
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They might, they might not.
No harm in asking I suppose.0 -
You could. They’re not obliged to accept it. And the CCJ will still be there.0
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They'll take the money but they've not really got any incentive to go back to the court and to notify them the CCJ is settled. Still don't ask, don't get.
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It will drop off your file in a year in any case. If you can settle it for £600 then do it.0
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