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Advice on credit cards
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No1Stoney
Posts: 35 Forumite

in Credit cards
Hi everyone. Just after a bit of advice really. I currently have a credit card with a limit of 3k where the 0% interest for purchases is about to end. I have no other existing debt and the balance on the current card is £0.
I am looking to open another 0% card soon if possible. But my question is should I reduce the limit on the current credit card, close it altogether or leave it alone? Which would be the most likely option to make myself more attractive to a future credit card lender. I know credit scores are not important but just to let you know all my credit scores and files are in good shape, no missed payments etc and have an excellent track record.
Household income is 34k
Any help appreciated. Thankyou.
I am looking to open another 0% card soon if possible. But my question is should I reduce the limit on the current credit card, close it altogether or leave it alone? Which would be the most likely option to make myself more attractive to a future credit card lender. I know credit scores are not important but just to let you know all my credit scores and files are in good shape, no missed payments etc and have an excellent track record.
Household income is 34k
Any help appreciated. Thankyou.
0
Comments
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Leave your existing card alone.2
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Agreed - leave it alone.2
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Also agree with those above.1
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Thankyou. I will indeed leave it where it is.0
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That card I would use now and again just to keep it 'live' - you never know when you may need an emergency source of credit.0
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