📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Advice on credit cards

Options
Hi everyone. Just after a bit of advice really. I currently have a credit card with a limit of 3k where the 0% interest for purchases is about to end. I have no other existing debt and the balance on the current card is £0. 

I am looking to open another 0% card soon if possible. But my question is should I reduce the limit on the current credit card, close it altogether or leave it alone? Which would be the most likely option to make myself more attractive to a future credit card lender. I know credit scores are not important but just to let you know all my credit scores and files are in good shape, no missed payments etc and have an excellent track record. 
Household income is 34k 
Any help appreciated. Thankyou. 

Comments

Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.