No Zero Days (unless it's zero spending!! 😉)
edited 20 August 2020 at 8:06AM in Debt free diaries
56 replies 3.1K views
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I had two courgettes (marrows! 🙈😂) in the garden, a job lot of runner beans, a huge bag of bramleys, a few carrots, some new potatoes and the remains of the cooked tomatoes in the fridge.
I have made :-
stuffed marrow with tomatoes, onions and a packet of 'rice' (the rice is made from green peas - bought it to give it a try😉);
some seitan then made a seitan, carrot, courgette and potato casserole;
a bolognese by mincing the remaining seitan with the remaining tomatoes;
a couple of jars of runner bean and courgette chutney with berebere spice and pineapple vinegar.
I peeled and chopped half the apples and they're in the dehydrator - they'll be added to porridge or hm granola; the other half I blitzed and am dehydrating for either apple powder or fruit leathers 😉
I'm exhausted now 😂 There's enough food to see us through the rest of this week though - next week it will all be from the freezer, I'm determined to seriously reduce our grocery spends!
I'm going to clean the house soon - just having an hour off to recuperate!! 😉
I've started working on my new annual budgets (my 'new year' starts on November 1st) but as our household will shrink at the end of February, estimating figures is going to be tough 🤔 I may just keep them at the levels I would normally then adjust at the 6 month point at the end of April....
Yesterday was a good day - I was alcohol free and drank plenty of water! 😊 We are still eating the stuff from Tuesdays cookathon and will do the same tonight so I can just concentrate on catching up with work following my internet outage 🙈
I need to get some housework done at some point - I didn't get round to it on Tuesday after all and I'm regretting that now 😂 I will do a big clean at the weekend after I've done some more garden stuff - just hope the weather holds!
Anyway, I'm off to strip the beds and sort the laundry and dishwasher before I start work - have a fab day!! 😊
I haven't made any food for tonight- we've still got some rice stuff left which I may just add a few chickpeas to and bake - tomorrow I'll make sure that I get stuff out of the freezer for the weekend 😊
I'm off to do a quick freezer inventory then I can do the food plan for next week 🙌
MEGA LONG POST ALERT!!
As it's my final weekend before my 'new year' celebration weekend, I'm getting some thoughts about my budget etc down that I can reflect on throughout the year so feel free to tune out! 😉
Budget wise, our fixed costs are quite high - we both work full time and live in the sticks so need 2 cars; we are locked in to our internet costs as ther are only 2 providers locally who can provide us with high speed and as I work from home speed is esential; our council tax is pretty high as are the water rates (I don't have a meter as it would probably cost more) - but I have a bit of wiggle room elsewhere.
On the variables, there are things that I could reduce but am unwilling to - we feed a multitude of wild creatures throughout the year, we support a paticular charity, I employ my dd as a cleaner for the sake of my sanity and also to help her out financially and we have a healthy 'persie' allowance because we have spent years being massively careful with money so that we could pay the mortgage off 😉 The running costs are all paid from one salary - the other salary will be used this year for savings, debt repayment (very old debts that incur no interest) and a couple of other things that we need to buy but haven't got round to yet! 🙈
My plan this year is to keep a very close eye on my actual costs and see what is left over at the end - I will do what I can to reduce my grocery bill, my electric, oil and petrol bills.
I will be growing more of my own food, foraging when I can and 'shop' from our very healthy stores 😉 I will waste nothing, gluts or excesses will be preserved and then written in to meal plans (no point in having hundreds of jars of things we never use up!😉)
Obviously I will shop around for the best deals on insurances too - I need to just check out the renewal dates so that I don't leave it to the last minute and panic buy! 😂
It's all looking pretty good really, I feel organised properly this time around and it's also the first year in a long time that we haven't got masses of work to do on the house - that is a major bonus as I felt like I was haemorrhaging money with that and was out of control 😩 The garden will be taking up plenty of our time though - still got lots to do on that! 🙈 However, I have a very strict budget for it and will not exceed that!
Okay, essay is over now 😂 I just needed to get it all down so that I can refer to it if I have a wobble!! 😉
Tomorrow will be another garden day if weather permits - I still have to weed the beds, take out all of the plants that are no longer productive, plant my sweetpea seeds and my broadbeans, sort the compost bins and tidy up the broken branches that came down a few weeks ago...hopefully I'll be able to breathe after all that! 😂
Another NSD today too - I am really pleased with how things are going 😊
Now need to think about planning for next year. Thinking we might do some chard, more chillies and more tomatoes.
I haven't grown chillis before but will be doing so next year, along with sweet peppers. Tomatoes will always be on my list - I love them!!! 😍 I've got a whole list of stuff that I will be growing but I think I'm going to steer clear of brassicas- for me they're just not worth the time, effort or space 🤔 I've got some that I started in the summer which I will plant up today but they will be the last - I'm happy to go to my local farm shop and buy them from there 😉
This also means that I will be able to free up an entire bed - I'm deciding on what to put in at the moment- I'm tempted to do a whole bed of beetroot but dh thinks that's excessive! 😂
So, this is the final week for me to get things in place before my 'new year' starts - I've written a list of stuff I need to do and am feeling very motivated to achieve it all 😊
I've got a meal plan for this week which will use up a lot of stuff that has been in my freezer for a while and intend to do no grocery shopping this week! 🙌
Work is going to be crazy this week- I've got a couple of new systems I need to finalise and several events to organise which are very time consuming but I'm looking forward to the sense of satisfaction I know I'll have once I've achieved it all 😉
The house is clean finally so it's just a case of keeping it up over the week - I'm planning on doing that before I start work so that I get back into the routine, I'm much more of a morning person so getting stuff that I don't enjoy doing out of the way early in the day works best for me 😉
Alcohol is still far too much but I'm having two alcohol free days this week before I quit for the whole of November - I'm also going to reduce the amount on the days I do drink and start later 😉
So, that's my plans sorted - just need to get on with it now!! 😂