📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Barclaycard and DMP

Options
July 2019 I entered a DMP with Stepchange. Barclaycard are one of the people I owe money to. They revoked my online banking, don't send me statements, if I call their automated banking it says my balance is £0, I tried to check the balance at a cash machine and it took the card. I am past the point of despair with them! I am now in a position to clear all outstanding balances and you'd think they'd want to take my money.... No! I simply want to know my balance and pay it, but they have put up every roadblock possible. Today when trying for 1000th time to call, the advisor couldn't find my account. They've still got it under a previous address, despite the fact I've had correspondence to my new address several times, so I'm now worrying what the heck could possibly have been sent to the wrong address by their error. The final option I can think of is to go into branch and settle it that way, which proves difficult when most are shut on the weekend and I work M-F 9/5. Have others have such great difficulty?

Comments

  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Barclaycard may well have sold the debt on. Once you entered into the DMP. 
  • adamp87
    adamp87 Posts: 900 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    I would check your credit file & see where the debt is. Most likely it’s defaulted & been sold on.

    If this was on the plan with Step Change they must know the balance & such.


  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Mines is with Link Financial via Step Change.
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Yes as above contact whoever runs/ran your DMP.
    Not sure they would accept a sum to just one creditor if you owe to several though.
  • _mybelle
    _mybelle Posts: 8 Forumite
    First Anniversary First Post
    Thank you everyone. I'm going to call Stepchange on Monday and see how best to pay everyone. The sum I have will clear all my creditors. 
  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    OP
    You should have option of logging into your dmp via step change website.
    Thought your various agreements may not specify Barclays, maybe you can get an idea anyway.
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 9 August 2020 at 1:16PM
    From MSE Credit Club.
    Lender
    LINK FINANCIAL (BCRD) Info 
    BCRD tells me this is Barclays .if that helps
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.