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Listed property
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morgymoo
Posts: 30 Forumite
Have looked at a lovely house but it is listed is the house insurance a lot higher than a normal house please
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Comments
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A listed property could be a very non descript Victorian terrace or Hampton Court.
The insurance will be based on the features the property is listed for and how expensive they are to replace.
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If you want to find out how much insurance will be, just put it through the usual comparison sites.
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There are insurers more used to listed buildings - eg Ecclesiastical, NFU, Norwich ?Never pay on an estimated bill. Always read and understand your bill0
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There is not enough detail to say. It is the make up of the property that is the key issue. We have a listing and pay 10 times more than we did in our previous property. However, its not the listing that is causing that.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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Comparison websites are not always much use with a specialised property, listed or not, but give it a try.
I totally agree with that. I could probably get my property covered via a comparison site, or at least just the main house. However, if I ever suffered a claim, I would be stuffed as it would be restricted to hell.
We use NFU and they took a copy of the full survey, sent it to underwriters and offered terms on that basis. I have no fear if I suffer a claimable event on any of the buildings.
I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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