Which car insurance

hook

Would someone please know which car insurance I require. I will be delivering parcels multi drop using own car I think I need "goods in transit " but was told also business but I've tried getting business to be told that's wrong
Can anyone please advice

Car_54

I think you need courier cover.

But you shouldn't be asking me or any other random forum user - consult a proper insurance broker.

The consequences of getting it wrong are serious, and the police seem to be pretty hot on this.

bigadaj

Unlikely to be cheap.

Herzlos

I can't imagine why you'd need business as well as goods in transit. Have you asked whoever is paying you to deliver the goods?

hook

I have and was told just goods in transit but I thought that was only to insure the items in the car. When I applied for goods in transit I was told I had to get business car insurence but when I applied for that it tells me at the end that it won't cover me

Mercdriver

Herzlos said:

I can't imagine why you'd need business as well as goods in transit. Have you asked whoever is paying you to deliver the goods?

Goods in Transit insurance is completely separate from motoring insurance.  It insures the goods not the vehicle.  Nobody will contract you to multidrop without it.

Mercdriver

hook said:

I have and was told just goods in transit but I thought that was only to insure the items in the car. When I applied for goods in transit I was told I had to get business car insurence but when I applied for that it tells me at the end that it won't cover me

You need specific use business cover as courier.  As others have said, it won't be cheap.