Inheritance money

KatrinaWaves

Spoonie_Turtle said:

calcotti said:

Spoonie_Turtle said:....  Not lavish living by any means, but a little something extra than the normal daily slog.....For people who've never had money left over to treat themselves, the idea of a windfall such as an inheritance is generally looked forward to as a chance to do that, so it is gutting to them have to use it on the same mundane stuff as ever before. 

But all of the things you describe would likely be considered as reasonable expenditures and not deprivation of capital so would not affect benefits (other than for a short period between receiving the money and spending it).

The attitude the poster took seemed to me to imply that people shouldn't expect to be able to use it for anything other daily living expenses, which is thankfully not the view taken in legislation when dealing with savings!

How on Earth was that my attitude? The implication of the OP was that they did NOT expect it to have to be used on living expenses, and were in fact ‘worried’ they may have to pay bills with it! At no point did I imply that it was only to be spent on bills, I simply pointed out that most people spend their own money on bills, so why should they be any different... 

Spoonie_Turtle

KatrinaWaves said:

Spoonie_Turtle said:

calcotti said:

Spoonie_Turtle said:....  Not lavish living by any means, but a little something extra than the normal daily slog.....For people who've never had money left over to treat themselves, the idea of a windfall such as an inheritance is generally looked forward to as a chance to do that, so it is gutting to them have to use it on the same mundane stuff as ever before. 

But all of the things you describe would likely be considered as reasonable expenditures and not deprivation of capital so would not affect benefits (other than for a short period between receiving the money and spending it).

The attitude the poster took seemed to me to imply that people shouldn't expect to be able to use it for anything other daily living expenses, which is thankfully not the view taken in legislation when dealing with savings!

How on Earth was that my attitude? The implication of the OP was that they did NOT expect it to have to be used on living expenses, and were in fact ‘worried’ they may have to pay bills with it! At no point did I imply that it was only to be spent on bills, I simply pointed out that most people spend their own money on bills, so why should they be any different... 

The OP said the worry was that *all* of it was to be used for daily living expenses, which is why I interpreted your post as I did - but I didn't express myself entirely clearly in my first response either. My apologies if I misunderstood your post.

calcotti

Spoonie_Turtle said:

calcotti said:

Spoonie_Turtle said:....  Not lavish living by any means, but a little something extra than the normal daily slog.....For people who've never had money left over to treat themselves, the idea of a windfall such as an inheritance is generally looked forward to as a chance to do that, so it is gutting to them have to use it on the same mundane stuff as ever before. 

But all of the things you describe would likely be considered as reasonable expenditures and not deprivation of capital so would not affect benefits (other than for a short period between receiving the money and spending it).

I quite agree, but the point was that's the kind of reasonable desire to use the money for other than daily living expenses.

The attitude the poster took seemed to me to imply that people shouldn't expect to be able to use it for anything other daily living expenses, which is thankfully not the view taken in legislation when dealing with savings!

I misinterpreted your intent! 

calcotti

haz25a said:

Can the solicitor that dealt with the inheritence help at all? They might be clued up on deprivation of capital. Failing that, contact money advice centres, CAB or somewhere like that. They should be able to advise on deprivation of capital as it can be quite complicated.

Solicitor very unlikely to know about benefit rules. Most financial advisers know nothing about benefit rules either and the role of benefits in planning finances for those of modest means is ignored - often to the detriment of potential claimants.
Deprivation of capital occurs if someone reduces their capital in order to increase benefit entitlement. Whether or not this is thought to have occurred depends on the circumstances. Replacing a car with a high end model is not going to be accepted, replacing worn out carpets because this is the first opportunity a claimant has had to afford to do is very unlikely to be. In each case an individual Decision Maker has to to decide so there isn't a list saying what is acceptable and what is not.