Credit Card Calculator Broken?

anotheruser

Went through the mse credit card checker, which says I wouldn't be eligible for many card , despite having a good paid job, mortgage etc...
Even a credit card that I have (currently paying off, it's a long 0% deal, less than £3000) says I wouldn't be able to get it.

Is it broke at the moment? 

[Deleted User]

Try direct with a few lenders. 

However, you would expect your current card to say you wouldn't be accepted for another in most cases.

dr_adidas01

anotheruser said:

Went through the mse credit card checker, which says I wouldn't be eligible for many card , despite having a good paid job, mortgage etc...
Even a credit card that I have (currently paying off, it's a long 0% deal, less than £3000) says I wouldn't be able to get it.

Is it broke at the moment? 

Not really credit providers are being more strict with there lending due to the current situation with regards to the Pandemic.  It's probably better to try the lenders your interested in eligibility checker.

daivid

I don't know if it is broken or just conservative with its estimates. Whilst I don't think I've ever had success going direct when the calculator gives a 0% chance, I don't think I've ever failed to get a card when given a chance of around 50%. It also seems fewer providers are part of the calculator now, so there is even more reason to use the lenders own eligibility checkers.

bunglebus

It won't work for me at all - filled it all in but it just doesn't respond when I try and submit it

LordSomebody

It suggests to me that I could get an MBNA BT card. But I already hold one of those, so I would expect to be unable to do that?