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Majorca needing insurance

rosannawebster67
rosannawebster67 Posts: 4 Newbie
First Post
edited 19 May at 3:51PM in Coronavirus Board
Hi! We’ve been in Majorca for a month (from the UK) and have had insurance to cover this time. We now need to stay for an extra week but cannot extend our existing policy due to the UKs FCO advise. Wondering if anyone knows of any options - (Spanish private health insurance? Travel insurance policies from another country etc.) Any advise much appreciated! Understand there might not be a solution but thought worth an ask. 
Thanks in advance, 
Rosanna 

Comments

  • macman
    macman Posts: 53,129 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Your EHIC cards will give you very adequate healthcare under the Spanish NHS, so what are you specifically seeking cover for? Repatriation? 
    No free lunch, and no free laptop ;)
  • Would this cover costs if we were to somehow get ill with covid? Just purely wanting to make sure we are covered RE health. Thanks for the reply here! R 
  • Also I don’t have a physical card - is this an issue? 
  • Caz3121
    Caz3121 Posts: 15,878 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Also I don’t have a physical card - is this an issue? 
    https://www.nhs.uk/using-the-nhs/healthcare-abroad/apply-for-a-free-ehic-european-health-insurance-card/
    section on 

    If you're abroad and do not have your EHIC with you

  • silvercar
    silvercar Posts: 50,094 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    Would this cover costs if we were to somehow get ill with covid? Just purely wanting to make sure we are covered RE health. Thanks for the reply here! R 
    It would offer you the same health service that locals get, the main thing missing is repatriation.
    You can do a google search for travel insurance when you are already abroad. Check the coverage, but I would have thought that by going out before the fco ruling on ABE travel you may be able to find cover.
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • It’s okay we don’t need repatriation - we were just concerned about risk of potential medical costs if either us happened to fall ill during our week extension. Thank you for info RE the EHIC card, that has eased my concerns. Best, R. 
  • macman
    macman Posts: 53,129 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    If you do contract it, then they are not going to abandon you to wander the streets and spread it further: you would be admitted to a local COVID ward.
    And I don't think, with a positive diagnosis, that any insurance would pay for repatriation anyway. The cost would be enormous and you could be treated quite adequately in Spain.
    No free lunch, and no free laptop ;)
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