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CCJ Expiry

Looking for some advice. I have been living abroad and returned to the UK to find I had a CCJ against my name for a debt I had forgotten to pay before I left. Since my return it has passed the 6 year period for it to stay on my credit file. The debt has been increased by a substantial amount due to adding fees etc. 

Is the debt still legally enforceable even though it's passed the 6 year period. I.e just because the CCJ has expired will High Court bailiffs still turn up at my door , and if so do they still have the same rights of entry etc if the CCJ has expired?

Comments

  • MovingForwards
    MovingForwards Posts: 17,161 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    CCJs do not expire.
    They stay on your credit report for 6 years from the date it was obtained and enforcement action can be taken, after the 6 years the claimant has to obtain permission from the court to enforce it.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • They would need to go back to the court and ask for permission to enforce the debt.

    Have they taken any enforcement action (bailiffs etc) already?
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