laws around long staying guest in the property

lisyloo

27leo said:

lisyloo said:

27leo said:

MovingForwards said:

Do you want said relative staying in your home, the one you just purchased?
Which is owned by you, not the bank by the way.

Why is said relative not moving into another rental, shared or sole property?

because of corona, he is working from home. so he thought why keep on paying rent in london when he can move with us until this corona thing finishes and when his office wants him back to report.

cant say no tbh as he is a close relative so yeah.

Why isn't he moving back with his parents?

his parents live abroad and he only knows us!

So he's an adult with a job trying to freeload?

The risk is with you. If he loses his job then he might not be able to move out or even contribute to the bills. Can you afford to bank roll him in that situation?

What if it goes on longer? vaccine not expected until spring, so roll out in say 12 months and thats relatively optimistic.

What about privacy.

Are you happy wandering round in negligee (if that's what you do), making conjugal noises? sorry but these things have to be thought about. No more sex on the stairs, sofa, kitchen table etc. :-)

But legally no issues with you having a guest.

MovingForwards

Not a reason for the relative to move in. Do not feel like you have to agree to it.

Read your mortgage offer T&C's, see what it says about asking permission to have someone move in (the relative won't be a short stay guest, as pointed out by others), check your home insurance T&C's as you will probably have to notify them.

When my ex and his then wife purchased a house together, her mother straight away said she was moving in. That was rejected, she sulked, but got over it.
When my ex and I were together, the 3 bed house only ever had 1 bed in it and 2 seater sofas downstairs.
My own home is a 2 bed, but is used as a 1 bed with dressing room, art / photography room and I've 2 seater sofas.

Do not let someone boss you about just as you have got your own space. You've worked hard to get your deposit together, with all the fees etc and should be enjoying your space, your freedom to do what you want, when you want. If the relative is saying they are moving into YOUR home, they will soon be dictating what you can do, what you can watch, when you can use the kitchen / bathroom and make you feel uncomfortable in your own home.

27leo

AdrianC said:

27leo said:

lisyloo said:

27leo said:

MovingForwards said:

Why is said relative not moving into another rental, shared or sole property?

because of corona, he is working from home. so he thought why keep on paying rent in london when he can move with us until this corona thing finishes and when his office wants him back to report.

cant say no tbh as he is a close relative so yeah.

Why isn't he moving back with his parents?

his parents live abroad and he only knows us!

So, basically, he's told you that he's moving in with you - rent free - even though he's still being paid in full... and you get no say in it.

yeah that is the situation and if I am being honest. he is missus bro so i am left with half strength

saajan_12

Legally no issues.
- Council tax unaffected as you're not claiming a discount
- Mortgage lender and govt don't dictate whether you can invite guests. You own the house 100%, and simply have loans which are secured against it (either fixed value or based on a % of the property value). 
- Insurance may want updating for the number of occupiers, but many don't even ask. 

The only consideration is if you charge rent. The relative would be a lodger (not a tenant) so the requirements are minimal. You'd have to declare and pay a bit of tax if the rent meets certain thresholds. 

Personally I'd always help family, even if he can survive alone but collectively we can save a bit. However I'd also set out a lodger agreement and charge some rent from the outset. Its much easier to continue the arrangement if its already the norm, rather than start adding conditions or money once habits get annoying or he's outstaying his welcome. Charge something to cover the increase in bills, as well as the loss of your privacy / use of common areas etc. Maybe half his current rent? That way you both benefit. Also set out basic house rules, eg noise curfews, guests, cleaning responsibilities, who provides food, and notice to terminate. 

getmore4less

27leo said:

AdrianC said:

27leo said:

lisyloo said:

27leo said:

MovingForwards said:

Why is said relative not moving into another rental, shared or sole property?

because of corona, he is working from home. so he thought why keep on paying rent in london when he can move with us until this corona thing finishes and when his office wants him back to report.

cant say no tbh as he is a close relative so yeah.

Why isn't he moving back with his parents?

his parents live abroad and he only knows us!

So, basically, he's told you that he's moving in with you - rent free - even though he's still being paid in full... and you get no say in it.

yeah that is the situation and if I am being honest. he is missus bro so i am left with half strength

He moves in he is your responsibility.
Or probably better 
He moves in I move out.