We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
90% ltv mortgage (not ftb)
Options
jblakes
Posts: 184 Forumite
Morning all,
Just wondering if anybody knows how many 90% ltv mortgages are available for 2nd time buyers, I've seen alot that say ftb only.
We are looking at moving from first house to forever home, not a middle jump as no stamp duty will save us money, plus cheaper long run to jump straight up. Problem is we won't have a large deposit for a 350-450k house just 10%. Is this still achievable in this current climate?
Regards James
Just wondering if anybody knows how many 90% ltv mortgages are available for 2nd time buyers, I've seen alot that say ftb only.
We are looking at moving from first house to forever home, not a middle jump as no stamp duty will save us money, plus cheaper long run to jump straight up. Problem is we won't have a large deposit for a 350-450k house just 10%. Is this still achievable in this current climate?
Regards James
0
Comments
-
We kept our 90% Ltv by porting our mortgage this was our second move. It was a really quick process and HSBC had it approved and did an online valuation in 2 days (mid lockdown)0
-
Was are 2nd time buyers and have just been approved for HSBC mortgage for 90% LTV so it is possible.0
-
Oh, HSBC said no, when I phoned up. Did you go through a broker?0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 350.8K Banking & Borrowing
- 253K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.8K Work, Benefits & Business
- 598.6K Mortgages, Homes & Bills
- 176.8K Life & Family
- 257.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards