Is there an insurance policy available against kitchen provider going bust before installation?

WGleeson

I am interested in buying a kitchen.  Most fo the providers take payments through a financing agreement.  Given the current economic climate  am concerned that if the kitchen provider goes bust before delivery and installation of the kitchen I may still have a financial liability to the financing company despite not having received the kitchen.  Is there any insurance which I can take out against this?  I have looked at using a credit card for the initial payments, but am unsure whether section 75 would apply due to the financing agreement.

Any guidance would be appreciated

Sandtree

The finance agreement itself is likely to give section 75 of the Consumer Credit Act protection assuming its with a third party and not very short term. If you paid anything towards it by credit card the next it too will give S75.

My, not professional, concern with S75 however is if you are buying “a kitchen” for £20,000 or are you buying 10 doors at £75, 10 units at £120 etc in which case only items over £100 each are covered. 

Appropriate insurance exists in the in the commercial space but it’ll be relatively expensive for such a modest sum.