Sainsbury's Bank stops accepting ALL self-employed people for credit cards and loans - MSE News

D3xt3r5L4b

[Deleted User] said:

Paul_Herring said:

and i am very, very, credit-worthy thank you very much

Have Experian given you a 999 too?

Never checked it.
Don't be one of those people that believe credit scores are meaningful.

Sarcasm is lost on you clearly. 

[Deleted User]

No, it wasn't, i chose to ignore it 😣

MinuteNoodles

MrGorsky said:

Hmm.. read this after making a £1k mortgage overpayment today. I still feel like I did the right thing, I don't think our household income will be affect by Covid?

It might be but just not in the usual way people think of. Mine has rocketed up since Covid. Absolutely flat out thanks to being a building trade suppliers and the government throwing billions at the construction sector.

MinuteNoodles

k12479 said:

Pretty much EVERYONE is an increased risk now.

Unless you're in the construction or food sector. I'm a lorry driver for a company which supplies said sectors and we're absolutely flat out, even busier than last year.

Sure if you're someone who is working in a sector where loads of people were furloughed and the government told you you had to close then yes you're an increased risk but there are millions of people doing jobs the rest of the nation typically pooh-poohed who are now in one of the most secure positions employment wise in the country. I find it quite humourous that it's the millions of very low pay and minimum wage jobs which have turned out to be more secure than the high earning degree required roles that everyone tells you are the best for a secure future.

Shakin_Steve

MinuteNoodles said:

Hk12479 said:

Pretty much EVERYONE is an increased risk now.

Unless you're in the construction or food sector. I'm a lorry driver for a company which supplies said sectors and we're absolutely flat out, even busier than last year.

Sure if you're someone who is working in a sector where loads of people were furloughed and the government told you you had to close then yes you're an increased risk but there are millions of people doing jobs the rest of the nation typically pooh-poohed who are now in one of the most secure positions employment wise in the country. I find it quite humourous that it's the millions of very low pay and minimum wage jobs which have turned out to be more secure than the high earning degree required roles that everyone tells you are the best for a secure future.

You mean like an executive headteacher? Doubt my wife is in danger.
Humorous is not a word I would use to describe any sort of job loss, be it high paid, or low paid like yours.

k12479

MinuteNoodles said:

k12479 said:

Pretty much EVERYONE is an increased risk now.

Unless you're in the construction or food sector. I'm a lorry driver for a company which supplies said sectors and we're absolutely flat out, even busier than last year.

An uptick in business for 5 minutes is hardly a sign of longer term stability and security.

For example some areas of food are doing well, e.g. home delivery, at the expense of other areas e.g. restaurants. What's going to happen now that restaurants are starting to open up for Eat Out to Help Out or in six months time? If other sectors are struggling and shedding jobs, what do you think all those unemployed lorry drivers available for work might do to wages for driving lorries in your sector?

redux

Catsacor said:

alfred64 said:

Can't really blame them. Would you lend money to such people in current climate?

I beg your pardon ? 😣😣😣😣😣🤐🤐
By posting such an inflammatory remark you are asking for cross replies 😣😣😣
I fall into your category and i am very, very, credit-worthy thank you very much, implying that 'we' are not is insulting.

Years ago, someone at an employment agency said be careful about putting short or random periods of self-employment on your CV - it can be a euphemism for in prison.

Perhaps the person you're replying to thinks so.

[Deleted User]

Thought provoking !

funkycredit

[Deleted User] said:

No, it wasn't, i chose to ignore it 😣

Even I noticed that. The sarcasm was excellent, and worked a treat. *claps