Confused debts/accounts missing from credit reports

helpmeimnewthanks

Hi all thanks for reading

I am a bit confused tbh. I have today got my checkmyfile report (covers all 3 agencies it states) and I can't find some of my biggest debts (a few cc cards a barclays loan and barclays o/d all of which I have paid a nominal sum per month to for what seems like forever)
The barclays debts are with there internal dept (or were a year or so ago) the credit cards are still with the lender (in the main a few with external companies)
The rest of them are correct and showing the right information. Is there somewhere else I should be looking for these??

Thanks again

[Deleted User]

Look at your CRA files directly.  Checkmyfile has never been any good for properly reviewing your credit history.

helpmeimnewthanks

Ty Zx81
I thought it was strange.

On a different note does anybody have a contact number for barclays recovery unit? or whatever its called now? i have tried google to no avail

thanks again

MovingForwards

How long have you being paying this nominal sum? If more than 6 years the accounts have probably dropped off your credit reports.

helpmeimnewthanks

well they were not on the two I can do without waiting for a passkey

helpmeimnewthanks

MovingForwards said:

How long have you being paying this nominal sum? If more than 6 years the accounts have probably dropped off your credit reports.

hi thanks for help appreciated

i am not exactly sure but at least 3 years on majority maybe more on sum 

MovingForwards

helpmeimnewthanks said:

MovingForwards said:

How long have you being paying this nominal sum? If more than 6 years the accounts have probably dropped off your credit reports.

hi thanks for help appreciated

i am not exactly sure but at least 3 years on majority maybe more on sum 

And how old were they before that?
Were they defaulted?

helpmeimnewthanks

have remembered bru are now arvato solutions or whatever they are called  so ignore that part thanks

helpmeimnewthanks

MovingForwards said:

helpmeimnewthanks said:

MovingForwards said:

How long have you being paying this nominal sum? If more than 6 years the accounts have probably dropped off your credit reports.

hi thanks for help appreciated

i am not exactly sure but at least 3 years on majority maybe more on sum 

And how old were they before that?
Were they defaulted?

would be pre 2016 mainly some older, when I get the final report if they are there will offer better answers

thanks again

helpmeimnewthanks

Hi again

I have received the key to my Experian today and same as above all still missing

now very confused

appreciate any help

sourcrates

6 years from default date, they will drop off your file, no confusion really, have you had any disputes with any of the accounts that would warrent the CRA  temporarily hiding them from your file ?

If not, all is well and good.