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Shall I merge my pensions
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Yes but that's not what OP asked, they didn't ask what they should do after they leave but now.dunstonh said:
Not necessarily. Quite a lot of people retain an individual pension in addition to a workplace one. Then each time they change employers, they transfer the inactive workplace pension to their individual one.AnotherJoe said:dunstonh said:Should I merge these together or leave as they are?Or move it to another as a potential third option.
Almost certainly not feasible since one of them is their current employers scheme
"I have 2 Scot Widows pensions - an old work one which converted to a personal pension when I left my last employer and a new work one which I was auto-enrolled onto by my current employer. I am only contributing into the current work one. Should I merge these together or leave as they are?"
For that Q, merging them into a third pension whilst remaining with current employer is highly unlikely to be a good option0
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