Just found I have a ccj

mrseyes

A letter from the debt collection agency saying u need to pay this or the bailiffs will come.

Because an old dvla invoice went to our old address and the people didn't forward any letters on so its been escalated so now has a ccj

I am now worried. What shall i do.

Please advise 

Thank you

[Deleted User]

Paying it off is your best bet.

sourcrates

Various options exist.
If you admit the debt is yours, you can either pay it off in full, ask the creditor if they will accept an instalment plan, or set it in stone and apply to the court to pay by monthly payments instead.

if you deny the debt is yours, a set aside should be applied for.

mrseyes

sourcrates said:

Various options exist.
If you admit the debt is yours, you can either pay it off in full, ask the creditor if they will accept an instalment plan, or set it in stone and apply to the court to pay by monthly payments instead.

if you deny the debt is yours, a set aside should be applied for.

We have paid now but worry about ccj thing will remain in my record for 6 yrs? 

D3xt3r5L4b

mrseyes said:

sourcrates said:

Various options exist.
If you admit the debt is yours, you can either pay it off in full, ask the creditor if they will accept an instalment plan, or set it in stone and apply to the court to pay by monthly payments instead.

if you deny the debt is yours, a set aside should be applied for.

We have paid now but worry about ccj thing will remain in my record for 6 yrs? 

Depends.
If it’s been paid within the first month of being awarded then it will get removed.

If not then it will remain for 6 years. 

mrseyes

D3xt3r5L4b said:

mrseyes said:

sourcrates said:

Various options exist.
If you admit the debt is yours, you can either pay it off in full, ask the creditor if they will accept an instalment plan, or set it in stone and apply to the court to pay by monthly payments instead.

if you deny the debt is yours, a set aside should be applied for.

We have paid now but worry about ccj thing will remain in my record for 6 yrs? 

Depends.
If it’s been paid within the first month of being awarded then it will get removed.

If not then it will remain for 6 years. 

Letter from debt collection agency was dated few weeks ago and was given to us by new tenets who move in but County court one will have been earlier in the year but we have never seen it. 

twhitehousescat

mrseyes said:

A letter from the debt collection agency saying u need to pay this or the bailiffs will come.

Because an old dvla invoice went to our old address and the people didn't forward any letters on so its been escalated so now has a ccj

I am now worried. What shall i do.

Please advise 

Thank you

sounds like you have been taken for a ride by debt collection company , have you checked if a ccj exists ? or just taken there word for it 

mrseyes

twhitehousescat said:

mrseyes said:

A letter from the debt collection agency saying u need to pay this or the bailiffs will come.

Because an old dvla invoice went to our old address and the people didn't forward any letters on so its been escalated so now has a ccj

I am now worried. What shall i do.

Please advise 

Thank you

sounds like you have been taken for a ride by debt collection company , have you checked if a ccj exists ? or just taken there word for it 

I have just taken their word for it. Its from marston debt collector. When we rang they said its our fault for not letting DVLA about new address and nothing they can do. How do i find if ccj exists?

stebiz

https://www.trustonline.org.uk/ £6 or sign up to a free credit search.