Help! More documents.

JCMH

ames1010 said:

Can you ring them and ask what proof that they want so it can help you with this process? Could be anything from a drivers licence to passport, or a bill- seems vague for you. Who filled in the letters of administration application? Was it you? You have to put your name on that as you have to name beneficiaries on it. 

ames1010 said:

Can you ring them and ask what proof that they want so it can help you with this process? Could be anything from a drivers licence to passport, or a bill- seems vague for you. Who filled in the letters of administration application? Was it you? You have to put your name on that as you have to name beneficiaries on it. 

ames1010 said:

Can you ring them and ask what proof that they want so it can help you with this process? Could be anything from a drivers licence to passport, or a bill- seems vague for you. Who filled in the letters of administration application? Was it you? You have to put your name on that as you have to name beneficiaries on it. 

Thanks for your reply. I filled the letters of administration. The letter states that I can deal with the estate but they’re still asking for more proof. I will speak tomorrow with my broker.

JCMH

xylophone said:

Have you (or your solicitor) asked?

The LR shows your mother as sole proprietor?

Your mother was a widow? Her late husband was your father?

You  are the only surviving child of both parents?

You have their death and marriage certificates and your own birth certificate?

You have other proof of identity as normally required by financial institutions?

With the above and the LoA ( and possibly a sworn statement before a Commissioner for Oaths that to the best of your knowledge and belief there are no other heirs) you should have enough?

Thank you for your reply. I have asked my broker who said I need something more than LoA.
LR shows mum but dad is still on there.
They’ve only asked for mums death certificate. No birth, marriage etc so this maybe something I can ask them as further proof.

xylophone

LR shows mum but dad is still on there.

Did Dad make a will?

Did they own the property as joint tenants or as tenants in common?

JCMH

xylophone said:

LR shows mum but dad is still on there.

Did Dad make a will?

Did they own the property as joint tenants or as tenants in common?

No dad didn’t make a will. I don’t know the difference, they were married and living together. All I remember was when dad died he was taken off the mortgage but obviously not the LR.

xylophone

Is there a Form A restriction at the LR? (No disposition by a sole proprietor of the registered estate (except a trust corporation) under which capital money arises is to be registered unless authorised by an order of the court.)
https://www.gov.uk/joint-property-ownership

p00hsticks

JCMH said:

Thanks for your reply. I filled the letters of administration. The letter states that I can deal with the estate but they’re still asking for more proof. I will speak tomorrow with my broker.

I think the issue is that whilst the letters of administration show you have the authority to deal with the estate, it doesn't necessarily prove that you are the only beneficiary ?

As others have said, you need to ask what they want to see as evidence.

getmore4less

There is an issue here the lenders should not need to ask for proof they should take instructions form the persons named on the grant.

You(as yourself) are buying the house off the estate and the grant give the authority to those named as administrators to do that.

One of the  reasons for a grant is so institutions don't need to do all their own checks on who money or property should go to they should just take instructions from the named administrators.

the only thing they should need to do is ID check you as the administrator  and ID check you as the purchaser.

You could try a letter as administrator of the estate
If that won't work will they accept a statutory declaration from the administrator(s).