I got a lovely OR 28 July at 5:19PM in Bankruptcy & Living With It 14 replies 981 views

hopper01609

Just had a missed call and a guessed could possibly my OR, so I dreaded phoning back but I did and she’s absolutely lovely to talk to,she’s arranged a phone call tomorrow night at 5:45 to go over every thing we me.
she said what ever I do don’t worry about it all she said she’s not here to judge me or beat me with a stick and I’m not to worry about it
things are looking better already 

fatbelly

Every  person I've ever met from the Official Receiver I have found to be very easy to work with.
I always had the feeling that if I was going to try to pull the wool over their eyes, that would change. 

Cj2106

I still haven't had a call...its been over 3 weeks since my bankruptcy was accepted!

hopper01609

Cj2106 said:

I still haven't had a call...its been over 3 weeks since my bankruptcy was accepted!

Sure my letter said if I haven’t heard any thing within 5 days I to phone them?

Cj2106

I did, line was closed so I emailed them. I received a response saying...we will be in touch in due course. Which office was your examiner from?

hopper01609

Cj2106 said:

I did, line was closed so I emailed them. I received a response saying...we will be in touch in due course. Which office was your examiner from?

I honestly have no idea it was just a brief phone call

MinuteNoodles

ORs are very nice people if you're honest and upfront with them, they're there to help you. However if you try to give them the runaround or pull the wool over their eyes they've heard and seen anything you think you can try hundreds if not thousands of times before and they have the ability to make your life a living hell including holding off discharging you for an additional couple of years.

hopper01609

40 mins and counting don’t feel to bad to be honest

fatbelly

MinuteNoodles said:

ORs are very nice people if you're honest and upfront with them, they're there to help you. However if you try to give them the runaround or pull the wool over their eyes they've heard and seen anything you think you can try hundreds if not thousands of times before and they have the ability to make your life a living hell including holding off discharging you for an additional couple of years.

A bankruptcy restriction can last up to 15 years and I have met a couple of people who had refused to comply with an order and their discharge is suspended indefinitely

hopper01609

I was Honest and upfront with them, nothing to pay even getting to keep my tax as I will be on nil tax code.
not interested in any of my stuff even the 2 month old ipad 
even joked about me putting my feet up on my sofa I get to keep

SkintSquaddie

Cj2106 said:

I did, line was closed so I emailed them. I received a response saying...we will be in touch in due course. Which office was your examiner from?

You might not even have a meeting with the OR I didn't even have a phone call with them I received an email and a letter to say no interview or any further information was needed thats with the Nottingham and Cardiff office