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I got a lovely OR

14 replies 981 views
Just had a missed call and a guessed could possibly my OR, so I dreaded phoning back but I did and she’s absolutely lovely to talk to,she’s arranged a phone call tomorrow night at 5:45 to go over every thing we me.
she said what ever I do don’t worry about it all she said she’s not here to judge me or beat me with a stick and I’m not to worry about it
things are looking better already 
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Replies

  • fatbellyfatbelly Forumite
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    Every  person I've ever met from the Official Receiver I have found to be very easy to work with.
    I always had the feeling that if I was going to try to pull the wool over their eyes, that would change. 
  • Cj2106Cj2106 Forumite
    14 posts
    10 Posts
    I still haven't had a call...its been over 3 weeks since my bankruptcy was accepted!
  • hopper01609hopper01609 Forumite
    42 posts
    10 Posts Name Dropper
    Cj2106 said:
    I still haven't had a call...its been over 3 weeks since my bankruptcy was accepted!
    Sure my letter said if I haven’t heard any thing within 5 days I to phone them?
  • Cj2106Cj2106 Forumite
    14 posts
    10 Posts
    I did, line was closed so I emailed them. I received a response saying...we will be in touch in due course. Which office was your examiner from?
  • hopper01609hopper01609 Forumite
    42 posts
    10 Posts Name Dropper
    Cj2106 said:
    I did, line was closed so I emailed them. I received a response saying...we will be in touch in due course. Which office was your examiner from?
    I honestly have no idea it was just a brief phone call
  • edited 29 July at 4:34AM
    MinuteNoodlesMinuteNoodles Forumite
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    edited 29 July at 4:34AM
    ORs are very nice people if you're honest and upfront with them, they're there to help you. However if you try to give them the runaround or pull the wool over their eyes they've heard and seen anything you think you can try hundreds if not thousands of times before and they have the ability to make your life a living hell including holding off discharging you for an additional couple of years.
  • hopper01609hopper01609 Forumite
    42 posts
    10 Posts Name Dropper
    40 mins and counting don’t feel to bad to be honest

  • fatbellyfatbelly Forumite
    15.3K posts
    Part of the Furniture 10,000 Posts Cashback Cashier Car Insurance Carver!
    ✭✭✭✭✭
    ORs are very nice people if you're honest and upfront with them, they're there to help you. However if you try to give them the runaround or pull the wool over their eyes they've heard and seen anything you think you can try hundreds if not thousands of times before and they have the ability to make your life a living hell including holding off discharging you for an additional couple of years.
    A bankruptcy restriction can last up to 15 years and I have met a couple of people who had refused to comply with an order and their discharge is suspended indefinitely
  • edited 29 July at 7:17PM
    hopper01609hopper01609 Forumite
    42 posts
    10 Posts Name Dropper
    edited 29 July at 7:17PM
    I was Honest and upfront with them, nothing to pay even getting to keep my tax as I will be on nil tax code.
    not interested in any of my stuff even the 2 month old ipad 
    even joked about me putting my feet up on my sofa I get to keep
  • SkintSquaddieSkintSquaddie Forumite
    26 posts
    10 Posts
    Cj2106 said:
    I did, line was closed so I emailed them. I received a response saying...we will be in touch in due course. Which office was your examiner from?
    You might not even have a meeting with the OR I didn't even have a phone call with them I received an email and a letter to say no interview or any further information was needed thats with the Nottingham and Cardiff office
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