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JSA and deferred pension

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LizMSELizMSE Forumite
1 posts
MoneySaving Newbie
I have been made redundant and need to sign up for JSA. I have a private pension which I do not want to claim yet, I’m 60 and if I start claiming now it will reduce my payments. Will the private pension reduce my JSA and do I need to declare it on the JSA application. Any advice gratefully received, I can not make head nor tail out off the website.


  • sammyjammysammyjammy Forumite
    5.2K posts
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Assuming from what you say the pension is not actually due yet then no you don't have to declare it and it won't impact your payments.
    "You've been reading SOS when it's just your clock reading 5:05 "
  • calcotticalcotti Forumite
    8.9K posts
    Tenth Anniversary 1,000 Posts Name Dropper
    Money in a pension fund is ignored for all benefits until you reach state pension age.

    Unless you have savings over £16,000 which exclude you it may be better to claim Universal Credit rather than JSA spending on your circumstances.
    Information I post is for England unless otherwise stated. Some rules may be different in other parts of UK.
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