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Where to put money for 5 years?

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  • I'm emigrating from the UK in 5 years and I want to start saving a chunk of money for when I move. 
    Currently I invest regularly in index funds but this isn't exactly saving as the money can go up and down. I was thinking to just put it in my H2B isa even though I won't be buying a house (certainly not at these prices) but the 0.95% (pathetic) interest rate is better than nothing I guess. But what other options are there? Would be nice to get 2%+ interest

    I know there are some accounts where if you pay in £1500 each month and have 2 direct debits you can get x % on up to £5,000 or whatever but that's super hassle and I don't want lots of accounts all over the place with direct debits coming out of different accounts etc, it's a lot of micro managing. 
    If you have current accounts  with HSBC/First Direct/M and S their regular savers offer (for now) 2.75%. 
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