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Wait to save up more money, or buy a house sooner?

rabbithopper3 · 2020-07-27 17:55:24

Me and my boyfriend have been together for 5 years, we are in our early twenties, and we are currently saving up for a house. We are on a joint income of £38k, and we live in Lincolnshire. The plan is to save 20% deposit (so about £33-£36k), and additionally have around £4k for fees, £7k for emergency fund, and £6k for…

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AnotherJoe Posts: 19,622 Forumite

28 July 2020 at 6:29PM

Seriously, your furniture fund can and should be close to zero at your stage.
s/h, cast offs, charity shops, whatever is cheap.
Don't waste a ton of money on stuff like that. Better it goes into the house, is off the mortgage.

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Wait to save up more money, or buy a house sooner?

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