Credit Club - Additional Household Income Query

NaomiWeir

Hello!

I am trying to sign up for the Credit Club, and I've got to the section asking about 'additional household income e.g. your partner'. I am currently in a flatshare with two people who are completely unrelated to me. We don't have any joint accounts (other than council tax because we all live at the same address). Do I include their finances in this part? If so, how does that affect my credit score? Are my finances linked with them just because I live with them? I read that Experian wanted to make this the case in 2012 but u-turned, but seeing this on the application for Credit Club I'm very anxious.

D3xt3r5L4b

No don’t include them.

And the “score” isn’t a thing you should be looking at anyway so just ignore it altogether. 

jimbo26

No need to be anxious, they are not financially connected to you.