Co-op Everyday Rewards - DD eligibility. Same DD four or more times?

gsmh

I've opened a Co-operative Bank current account to use as my day to day account and have enabled the paperless option, paid in well over £800 during July, accessed my account online daily and have used the PayPal direct debit five times this month. My switch from Triodos doesn't take effect until 3 August. I can't find out whether the need to pay out four direct debits means four different direct debits, or whether it can be the same one used four or more times. I've studied the T&Cs and that isn't conclusive. I know I could phone them, but these days CS has been sold out to Covid19 so I don't fancy spending 40 minutes on the phone. I thought someone on here might know.

crumpet_man

Same DD four times does work.  

gsmh

crumpet_man said:

Same DD four times does work.  

Thank you. I should get the reward for July then. Thought I'd have to wait until my account fully switched and all the direct debits were in effect in August.

ZeroSum

I've got a weekly £1 DD for post office savings account, and it does work

SuperHans1

ZeroSum said:

I've got a weekly £1 DD for post office savings account, and it does work

Does this work with other banks as well?

quirkydeptless

SuperHans1 said:

ZeroSum said:

I've got a weekly £1 DD for post office savings account, and it does work

Does this work with other banks as well?

Mostly no. Does with Tesco, but that's becoming irrelevent with the interest rate drop. I'm not aware of any others for which the weekly DD works.

The usual requirement is for individual DDs paying each month. An exception to this is for M&S, they just need to be active, so e.g. a yearly one would keep it active and qualify.

keiran

It also works for Barclays Blue Rewards 

PRAISETHESUN

SuperHans1 said:

ZeroSum said:

I've got a weekly £1 DD for post office savings account, and it does work

Does this work with other banks as well?

It works for Co-Op (personal experience) and from what I've heard from others it works for Barclays Blue Rewards. From personal experience it does NOT work for NatWest/RBS Reward accounts or the old Halifax Reward current account (which is a moot point now since the new version doesn't need DDs). Fairly sure Tesco could get away with a single mandate pulling multiple times as well, but again that's moot since they are cutting interest on all their accounts.

badger09

gsmh said:

I've opened a Co-operative Bank current account to use as my day to day account and have enabled the paperless option, paid in well over £800 during July, accessed my account online daily and have used the PayPal direct debit five times this month. My switch from Triodos doesn't take effect until 3 August. I can't find out whether the need to pay out four direct debits means four different direct debits, or whether it can be the same one used four or more times. I've studied the T&Cs and that isn't conclusive. I know I could phone them, but these days CS has been sold out to Covid19 so I don't fancy spending 40 minutes on the phone. I thought someone on here might know.

As others have said, yes it does.

Don't forget the 5p per debit card spend as well. I use mine for small transactions where the return is better than on my cashback credit card. Obviously, there is now another rival for debit card rewards though

gsmh

badger09 said:

Don't forget the 5p per debit card spend as well. I use mine for small transactions where the return is better than on my cashback credit card. Obviously, there is now another rival for debit card rewards though

Thank you. I will only avail myself of rewards if I'm using an account as my main account into which I have my salary paid and which I use for spending through the month. I will easily use the debit card enough to gain maximum benefits since I very rarely use cash and one benefit of Covid19 is that retailers now encourage the use of contactless payments even for very small amounts.

ZeroSum

badger09 said:

gsmh said:

I've opened a Co-operative Bank current account to use as my day to day account and have enabled the paperless option, paid in well over £800 during July, accessed my account online daily and have used the PayPal direct debit five times this month. My switch from Triodos doesn't take effect until 3 August. I can't find out whether the need to pay out four direct debits means four different direct debits, or whether it can be the same one used four or more times. I've studied the T&Cs and that isn't conclusive. I know I could phone them, but these days CS has been sold out to Covid19 so I don't fancy spending 40 minutes on the phone. I thought someone on here might know.

As others have said, yes it does.

Don't forget the 5p per debit card spend as well. I use mine for small transactions where the return is better than on my cashback credit card. Obviously, there is now another rival for debit card rewards though

What's the other rival?