I damaged someone's car, what's the procedure?

couriervanman

AdrianC said:

Cit C1.
Front wing, front bumper, looks like possibly a light.
Panels, prep, paint, labour, hire car...

I'd want new panels if i owned it 

The_Rainmaker

couriervanman said:

AdrianC said:

Cit C1.
Front wing, front bumper, looks like possibly a light.
Panels, prep, paint, labour, hire car...

I'd want new panels if i owned it 

Agreed. On a 2019 car I would want a new wing and a new bumper.  If the car was a few years old the bumper would maybe be open for discussion.  Light may also be cracked or seal broken so it may need replaced.

Anyway the damage is bad enough that I wouldn't even consider paying out of my own pocket to fix. (Unless I had damaged my own car myself)

NameUnavailable

You need to phone your insurance company and report the accident, and pass the details on to the person whose car you hit.

Your insurers will tell you what you need to do to resolve the damage to your car.

clive0510

as I have all ready said on this thread tell your insurer whats happened. they will sort it. its there job.

caprikid1

Never ceases to amaze me how people think that much damage is in the £100's category, as has been stated that is 4 figures all day long. You will make a claim, get yours sorted properly as well , it's only one claim after all.
Who can guess the car from the paint Colour ?
I'll start with Focus ST or MX5 ?

A_Lert

You should, at the time of the accident, have exchanged personal and insurance details with the other driver.

Your insurance contract will oblige you to report the accident to your insurer, whether or not you intend to claim for the damage to your car.

The other party might go via their insurer, or they or a claims firm they use might go to your insurer directly.

You can offer to pay out directly, but this kind of damage on a nearly new car is going to be expensive to put right. Also the other driver could pull the scam of accepting direct payment then double-dip claiming against your insurance anyway!

Car_54

A_Lert said:

You should, at the time of the accident, have exchanged personal and insurance details with the other driver.

There is no obligation to provide insurance details at the scene, unless someone was injured.

couriervanman

The_Rainmaker said:

couriervanman said:

AdrianC said:

Cit C1.
Front wing, front bumper, looks like possibly a light.
Panels, prep, paint, labour, hire car...

I'd want new panels if i owned it 

Agreed. On a 2019 car I would want a new wing and a new bumper.  If the car was a few years old the bumper would maybe be open for discussion.  Light may also be cracked or seal broken so it may need replaced.

Anyway the damage is bad enough that I wouldn't even consider paying out of my own pocket to fix. (Unless I had damaged my own car myself)

Plus the tracking will need checking

Grumpy_chap

I wonder whether we all missed something here?  I noticed the tell-tale missing information in the OP " the car I was driving is quite specialist" but we are not then told what car that is.

By "quite specialist" could it be that the OP means "modified" so they are really uninsured and need to settle outside to avoid fraud marker and / or prosecution and / or driving ban?

If that is not the case and I offended the OP, they need to be aware how keeping things obscure can come across.