HSBC mortgage

haras_n0sirrah

HSBC criteria for missed payments -
HSBC does not accept applicants with previous unsecured loan arrears.
Applicants who have previously missed payments on their credit commitments will usually be declined.
HSBC for late payments (not missed)
Customers may not be considered if within the last two years they have owed overdue payments, in an amount equivalent to three months’ payments, on a mortgage or other loan (whether secured or unsecured), except where the amount overdue reached that level because of late payment caused by errors by a bank or other third party.
As I say - it will depend on how it is recorded on the credit file
There are other options if HSBC won't do it 

jurgen19

haras_n0sirrah said:

HSBC criteria for missed payments -
HSBC does not accept applicants with previous unsecured loan arrears.
Applicants who have previously missed payments on their credit commitments will usually be declined.
HSBC for late payments (not missed)
Customers may not be considered if within the last two years they have owed overdue payments, in an amount equivalent to three months’ payments, on a mortgage or other loan (whether secured or unsecured), except where the amount overdue reached that level because of late payment caused by errors by a bank or other third party.
As I say - it will depend on how it is recorded on the credit file  e
There are other options if HSBC won't do it 

Thank you so much, you have put my mind at ease a bit 👍🏼