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Vanquis are closing my account
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@RubyTuesday10 have you tried your own bank for a CC?Mortgage started 2020, aiming to clear 31/12/2029.0
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Lenders are tightening the purse strings in all areas due to the fallout from COVID-19.In one fell swoop, half the population`s job prospects fell through the floor, thousands joined the dole que, the hospitality industry has been decimated, and it employs many hundreds of thousands of people, many of whom can no longer pay the bills.The lenders decision will be based on damage limitation, rather than how you ran your account, so many customers unable to pay, can seriously affect a companies viability, so they are attempting to head off future claims as a part of the stratagy.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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