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MISSING MORTGAGE ON EXPERIAN REPORT

Hi

I am applying for a new mortgage but have encountered a problem with my credit score.  My mortgage broker has flagged up that my Natwest mortgage, which I have had since January 2019 is not showing on the experian report.  I have Clearscore too and the mortgage does show on there.  I have checked the mortgage documentation and it appears to be in the correct name etc so I cannot understand why it is not linking up to my Experian account.

Any ideas about what I can do? I need to move quickly with my new mortgage application and this is causing a delay.  

Many thanks


Comments

  • D3xt3r5L4b
    D3xt3r5L4b Posts: 1,852 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Do they report to Experian as a lender? Not all lenders do.
    Also no need for CAPS. 
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    You don't need to do anything about it.  Your broker can supply details if your current mortgage if needed.
  • MovingForwards
    MovingForwards Posts: 17,158 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Just covered this on your other thread.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Have you entered your previous addresses in Experian? 

    I had the same issue with Natwest mortgage not appearing but they were reporting on my previous address rather than current address/house I purchased. Even though Natwest had my correct address to send statements etc. 

    Only able to see the mortgage on Experian report when I requested the credit report via post and provided previous addresses. 
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