We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

M & S credit card faff

roddydogs
roddydogs Posts: 7,479 Forumite
Part of the Furniture 1,000 Posts Name Dropper
Just changed to m & s cc, what a faff their online banking is, download an app, etc total pain. On phoning their helpline I get someone from abroad with a dog barking in the background as she's working from home, the dog was so loud I had to ring off, absolute farce.  M & S get your self sorted!
«1

Comments

  • D3xt3r5L4b
    D3xt3r5L4b Posts: 1,852 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Is there a question here or...?
  • Morglin
    Morglin Posts: 15,925 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The app is perfectly simple once you download the details.  Quick and simple after that.
    You can tell a lot about a woman by her hands..........for instance, if they are placed around your throat, she's probably slightly upset. ;)
  • HonestJohn
    HonestJohn Posts: 1,245 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I am not impressed by the way M and S have handled this. I can no longer access my account. I have to wait for a week to receive a card reader. Total shambles.
    Learn from yesterday, live for today, hope for tomorrow. The important thing is not to stop questioning. Albert Einstein
  • Gerry1
    Gerry1 Posts: 10,853 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I am not impressed by the way M and S have handled this. I can no longer access my account. I have to wait for a week to receive a card reader. Total shambles.
    That's the most secure way, so just be grateful they don't just ask for widely available info such as Date of Birth, Mother's Maiden Name or totally insecure verification by SMS.
  • HonestJohn
    HonestJohn Posts: 1,245 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Gerry1 said:
    I am not impressed by the way M and S have handled this. I can no longer access my account. I have to wait for a week to receive a card reader. Total shambles.
    That's the most secure way, so just be grateful they don't just ask for widely available info such as Date of Birth, Mother's Maiden Name or totally insecure verification by SMS.
    I am happy with using a card reader. I do this with other accounts. What I don't like is the assumption that everybody is using apps on a smartphone these days and being given zero notice of this change. I now have to wait a week for a card reader. It looks like a different system to other banks where the card readers are interchangeable.
    Learn from yesterday, live for today, hope for tomorrow. The important thing is not to stop questioning. Albert Einstein
  • roddydogs
    roddydogs Posts: 7,479 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well, I've sussed out the phone app, but the phone call from abroad with the barking dog was ridiculous. 
  • D3xt3r5L4b
    D3xt3r5L4b Posts: 1,852 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    roddydogs said:
    Well, I've sussed out the phone app, but the phone call from abroad with the barking dog was ridiculous. 
    How much compo are you after for redress?
  • kah22
    kah22 Posts: 1,892 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Thinking of ditching M&S credit card. Requested a pin reminder at least two weeks ago, it still hasn’t arrived

    Phoned today to repeat request but when they gave my balance via their virtual assistant I thought there might have been a mistake. I thought might because during lockdown I’ve used it more than normal. 

    Phoned M&S customer service and held on for 16 minutes and 21 seconds. Not good. Not good at all. I’ll try them again this afternoon and they have 20 minutes before I jump ship

    Kevin
  • D3xt3r5L4b
    D3xt3r5L4b Posts: 1,852 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Only 16 minutes?
  • The_Urbanite
    The_Urbanite Posts: 359 Forumite
    Part of the Furniture 100 Posts
    I quite like the M&S credit card - has its own unique quirks that make it a lucrative fixture in the wallet. As such I can live with the online banking and app which are basic but do work.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.2K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.2K Work, Benefits & Business
  • 603.8K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.