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Why can't I get a mortgage?

robynjur1108 · 2020-07-23 13:10:11

My partner and I were refused a AIP from Nationwide. We have excellent affordability, secure jobs, little debt, no missed payments. We earn £57,000 a year. The mortgage is for 90,000 with a 10 percent deposit. Excellent credit scores according to your credit club/Experian 900+. Our broker said you can't get a better…

Comments

moneysavinghero Posts: 1,761 Forumite

24 July 2020 at 3:11PM

robynjur1108 said:

Can you explain why platform have gave us a AIP but not Nationwide. Also on the Experian eligibility checker we have came up with excellent chances of being approved. I'm just hoping and praying this is the case, but it's a long wait in current circumstances.

Same reason that Fred may tell you to jog on if you ask him if you can borrow twenty quid, but Jack might be more than willing. Banks don't have to lend you money, and they will all have their own ideas of who they want to trust with their money.

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