Life Insurance post-mortgage

Weighty1

Who knows, but as institutional investors they've probably got a whole host of options not available to the layman.  Plus, they don't need to worry about the inflation, it's the funeral director who does.  They are the ones who are committing to cover the cost of the funeral based on today's rates and not those in 20-years.  The only element the funeral plan provider needs to worry about is the disbursement costs, however, these typically only increase with normal RPI/CPI inflation.