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Goodwill letter to Lowell email?

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Hi I am about to write a goodwill letter to Lowell Financial to get a default removed from my credit file. A bit of background, the default which was settle in Feb last year was £11 for a final EE bill. Unfortunately I was not aware of the bill due to me being in hospital with a stroke. By the time I was out of hospital and got myself back to some kind of normal I noticed the letter from Lowell which I immediately paid. I am almost recovered and went back to work. I have now managed to save enough money to get on the property ladder but this default is in the way of me getting a low interest loan. I have written a letter but not sure what email to send it to. I will appreciate if anyone can assist with where to send this letter. I have a postal address but will love to send by all possible means. 
Thank you

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I would save the cost of the stamp.  They'll have no interest in removing the default now they've been paid and there would be little chance even if they hadn't.

    Use a decent broker when it comes to applying for the mortgage. The default is 18 months old, for a small amount and settled, so you'll have options.
  • Preface12
    Preface12 Posts: 47 Forumite
    Second Anniversary 10 Posts Name Dropper
    Thank you 
  • Preface12
    Preface12 Posts: 47 Forumite
    Second Anniversary 10 Posts Name Dropper
    Just an update, I managed to get an email address for Lowell and I got a reply saying they will get back to me. Not raising my hopes but keeping everything crossed
  • Preface12
    Preface12 Posts: 47 Forumite
    Second Anniversary 10 Posts Name Dropper
    Pleased to say on checking my credit report tonight, lowell has kindly removed the default. I am chuffed. One more fight to go... God help me! 
  • cymruchris
    cymruchris Posts: 5,562 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Preface12 said:
    Pleased to say on checking my credit report tonight, lowell has kindly removed the default. I am chuffed. One more fight to go... God help me! 
    That's great to hear. I don't think I'd ever heard a positive story involving Lowell's - you must have caught someone on one of their good days. It shows that there's never a harm asking - even if the likely answer is no. 
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