Santander Multi Cards or Product Swap

Does anyone know if Santander allow multiple credit cards / allow applications for another card to existing cardholder? I asked a while ago about a product swap from Everyday Credit Card to Zero and they told me at the time that the only way was to close one account and open a new one (maybe they have changed stance since). Also in case they allow multiple cards, does anybody know if they allow credit limits consolidation/transfer between cards? I have done this in the past with both Barclaycard and MBNA

Comments

  • SuperAllyB
    SuperAllyB Posts: 877 Forumite
    Part of the Furniture 500 Posts Name Dropper
    I have both, had Zero (£1300 limit) since they first came out and got Everyday (£4500 limit) for a balance transfer offer about a year ago.

    Online banking gives me an option to increase the Everyday limit but not the Zero for some reason and I was also rejected when I tried through secure messaging to reassign some of the Everyday limit before I went on holiday last year.
  • Fingerbobs
    Fingerbobs Posts: 1,697 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I've also held a Santander Zero card for many years (since it was Abbey Zero) and they let me have an Everyday card as well, about 9 months ago.
  • Jakerrs
    Jakerrs Posts: 54 Forumite
    Second Anniversary 10 Posts Name Dropper
    In March this year I held Zero, Everyday and All In One with them, all with £3500 credit limits. I closed Zero and Everyday and they moved the credit limit of both to All In One for me. 
  • Marchitiello
    Marchitiello Posts: 1,296 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 31 July 2020 at 1:12PM
    I have since applied and received the Zero Card with a 5 digits credit limit. As an aside, the card has a brand new look, bubbles over half of the card, and name, MasterCard and Santander sign all with a vertical direction, as well as  no embossing and card number on the back.

    Can I also ask if when merging the limits, Santander allow 100% of the limit to move from one card to another? When I did this with Barclaycard last, they had to leave £50 behind and then close the card. However, I believe (it was too long ago) MBNA allowed 100% transfer of limits (at one point I had 4-5 cards with MBNA and merged all into the old Emirates card)
  • Marchitiello
    Marchitiello Posts: 1,296 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Here it is 
  • What if I lost my credit cards? How to notify my case? And how to request for another credit cards? 
  • I have since applied and received the Zero Card with a 5 digits credit limit. As an aside, the card has a brand new look, bubbles over half of the card, and name, MasterCard and Santander sign all with a vertical direction, as well as  no embossing and card number on the back.

    Can I also ask if when merging the limits, Santander allow 100% of the limit to move from one card to another? When I did this with Barclaycard last, they had to leave £50 behind and then close the card. However, I believe (it was too long ago) MBNA allowed 100% transfer of limits (at one point I had 4-5 cards with MBNA and merged all into the old Emirates card)
    Sorry for the delay in responding, I guess you might already have the answer, but I was allowed to transfer all of the available credit over and the cards were closed at the same time.
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