Wrong address on credit file?!?

sroses

I’ve just checked my clearscore report and I am wondering why two of my credit cards and my bank account are registered at my sisters address? 

I know for absolutely certain that I didn’t use her address when I opened the accounts up. I am registered at get address for my GP, but I can’t see how that would spill over and show up on my credit file. 

Any suggestions? Very strange and I’m a bit concerned. 

[Deleted User]

Raise a dispute with the CRAs.

sroses

Deleted_User said:

Raise a dispute with the CRAs.

Apologies, but how would I go about doing that?

PRAISETHESUN

Generally you need to contact the organisation (eg. your bank, local council for ER registration, etc) that has provided the incorrect information and ask them to pass along the corrections to the CRAs. If they refuse to do so, then raise an official (written) complaint. You can start a dispute with the CRAs if you want, however since they can only report the data that they have been provided with, it's generally easier to get it sorted at the source.

Also - just making sure that these accounts you are concerned about are actually yours? If not, then your sister might have some explaining to do...

phillw

sroses said:

I know for absolutely certain that I didn’t use her address when I opened the accounts up. I am registered at get address for my GP, but I can’t see how that would spill over and show up on my credit file. 

Any suggestions? Very strange and I’m a bit concerned. 

Didn't the GP require you to provide bills addressed to you at your sisters address to prove you lived there?